156 Dutch Dr, Conowingo, MD 21918 Property Records

Cecil County property record for 156 Dutch Dr, Conowingo, MD 21918

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,846 sqft · built 1990
Lot Size	0.746 acres (32,495 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Mar 2021)
Tax Bill	$3,188 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-039204`

Property Details

APN / Parcel Number

Primary APN	`07-039204`
Alternative APNs	`7039204` `039204`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,846 sqft Total Area
Basement Area	1,000 sqft
Finished Basement	1,000 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	32,495 sqft (0.746 acres)
Deck Area	410 sqft
Patio Area	592 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	039204
Street Address	156 DUTCH DR
City	CONOWINGO
State	MD
Zip	21918-1708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 97 - .746 ACRE 156 DUTCH DRIVE HOLLAND ACRES
Legal Subdivision	HOLLAND ACRES
Legal Lot Number	97
Jurisdiction	CECIL MD
Township / Civil Division	7, PORT DEPOSIT
Census Block Group	1
Census Block	1002
Census Tract	31201

Owner

156 Dutch Dr is owned and occupied by two individuals who bought it in March 2021.

Source: Cecil County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	156 DUTCH DR, CONOWINGO, MD 21918-1708
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2021 · Amount on File
Deed Sale	Mar 24, 2021 · Amount on File
Prior Sale	Sep 7, 1990 · Amount on File
Deed Book / Page	4829 / 383
Prior Transfer Date	May 10, 2010
Prior Transfer Doc	0028340282
Record Updated	Sep 20, 2026

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Mar 24, 2021
Property Address	156 DUTCH DR, CONOWINGO, MD 21918-1708
Document Number	0048290383
Book / Page	4829 / 383
Map Reference	MB PC139 FO 209
Instrument Date	Mar 14, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ARMOUR SETTLEMENT SERVICES LLC, ARMOUR SETTLEMENT SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	156 DUTCH DR, CONOWINGO, MD 21918-1708

Mortgage

Document Number	0004829389
Date	Mar 24, 2021
Instrument	4829/389

Lender

Name	THE MORTGAGE LINK INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 156 Dutch Dr was $3,188.

Source: Cecil County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$315,300 (+10.3%) Land $66,200 Building $249,100	$315,300 (-) Land $66,200 Building $249,100
2025	$3,188.00	$285,867	$315,300 Land $66,200 Building $249,100
2023	$1,866.00	$227,000 Land $66,200 Building $160,800	$227,000 Land $66,200 Building $160,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 156 Dutch Dr in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	33 units insured incl. 24 condo units
Nearby Flood Claims	10 (1978–2012)
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 156 Dutch Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Dutch Dr

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