166 Dowdys Bay Rd, Grandy, NC 27939 Property Records

Currituck County property record for 166 Dowdys Bay Rd, Grandy, NC 27939

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,890 sqft · built 1994
Lot Size0.778 acres (33,890 sqft)
OwnerIndividual Name on File
Last Sale$289,000 (Oct 2021)
Tax Bill$1,178 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN9922-13-9021

Property Details

APN / Parcel Number

Primary APN9922-13-9021
Alternative APNs
  • 010700000390000
  • 000161563
  • 9922-13

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,890 sqft Living Area
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Architectural StyleModular
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area33,890 sqft (0.778 acres)
Lot Dimensions226 ft deep x 150 ft wide

Exterior Amenities

Deck Area320 sqft
Patio Area320 sqft
Shed1 Shed
Shed Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number000161563
Street Address166 DOWDYS BAY RD
CityGRANDY
StateNC
Zip27939-9715
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionDIST:10 CITY/MUNI/TWP:POPLAR BRANCH ML MAP REF:107
Legal SubdivisionJAMES M & NANCY A LAMBERT
JurisdictionCURRITUCK NC
Township / Civil DivisionPOPLAR BRANCH
Census Block Group1
Census Block1005
Census Tract110401

Owner

166 Dowdys Bay Rd, a mobile home, is owned by an individual who bought it in October 2021.

Source: Currituck County records, as of November 27, 2025

Owner of RecordIndividual Name on File
Mailing Address170 DOWDYS BAY RD, GRANDY, NC 27939-9715
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 27, 2021 · Amount on File
Deed SaleOct 27, 2021 · Amount on File
Prior SaleOct 15, 2015 · Amount on File
Deed Document Number0001659388
Deed Book / Page1659 / 388
Record UpdatedJun 8, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCURRITUCK NC
Recording DateOct 27, 2021
Property Address166 DOWDYS BAY RD, GRANDY, NC 27939-9715
Document Number0016590388
Book / Page1659 / 388
Instrument DateOct 20, 2021
Instrument370133
Transaction TypeTransfer
Record UpdatedFeb 20, 2024

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,468.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address166 DOWDYS BAY RD, GRANDY, NC 27939-9715

Transferred To (Grantee/Buyer)

NameVerified Name
Address170 DOWDYS BAY RD, GRANDY, NC 27939-9715

Mortgage

Document Number0000370134
DateOct 27, 2021
Instrument370134
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 166 Dowdys Bay Rd was $1,178, up 0.8% from the year before.

Source: Currituck County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCurrituck County
Unified School DistrictCurrituck County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,178.00 (+0.77%)$145,500 (-) Land $52,000 Building $93,500
2024$1,169.00 (+9.05%)$145,500 (-) Land $52,000 Building $93,500
2023$1,072.00 (+16.9%)$145,500 (-) Land $52,000 Building $93,500$145,500 (-) Land $52,000 Building $93,500
2022$917.00$145,500 Land $52,000 Building $93,500$145,500 (-) Land $52,000 Building $93,500
2021$145,500 Land $52,000 Building $93,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 166 Dowdys Bay Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation4.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 101 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies121 units insured
incl. 20 condo units
Nearby Flood Claims97 (1998–2022)
Claims Outside the SFHA2 of 97
Most Recent ClaimJun 2022
Claims by Event
  • Hurricane Florence, Sep 2018 · 6 claims
  • Hurricane Matthew, Oct 2016 · 14 claims
  • Hurricane Irene, Aug 2011 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 166 Dowdys Bay Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHERN OUTER BANKS WTR SYST
serves 8,209 people · EPA ID NC6027001
Water SourceGroundwater
Last State InspectionAug 2025
Also Mapped HereCURRITUCK COUNTY WATER SYSTEM
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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