142 Dowdys Bay Rd, Grandy, NC 27939 Property Records

Currituck County property record for 142 Dowdys Bay Rd, Grandy, NC 27939

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,036 sqft · built 1950
Lot Size	0.389 acres (16,988 sqft)
Owner	Individual Name on File
Last Sale	$147,000 (Mar 2020)
Tax Bill	$1,241 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`9922-12-4664`

Property Details

APN / Parcel Number

Primary APN	`9922-12-4664`
Alternative APNs	`010700000430000` `000153800` `9922-12`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	1,036 sqft Living Area
Intercom	Intercom

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	16,988 sqft (0.389 acres)
Lot Dimensions	170 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000153800
Street Address	142 DOWDYS BAY RD
City	GRANDY
State	NC
Zip	27939-9715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT 14 - PUGH
Legal Subdivision	SURVEYED/GEORGE DERR SR LOGAN
Legal Lot Number	14
Jurisdiction	CURRITUCK NC
Township / Civil Division	POPLAR BRANCH
Census Block Group	1
Census Block	1005
Census Tract	110401

Owner

142 Dowdys Bay Rd is owned and occupied by an individual who bought it in March 2020.

Source: Currituck County records, as of November 27, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	142 DOWDYS BAY RD, GRANDY, NC 27939-9715
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2020 · Amount on File
Deed Sale	Mar 5, 2020 · Amount on File
Prior Sale	Dec 9, 2011
Deed Document Number	0001523734
Deed Book / Page	1523 / 734
Record Updated	Jun 8, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Mar 5, 2020
Property Address	142 DOWDYS BAY RD, GRANDY, NC 27939-9715
Document Number	0015230734
Book / Page	1523 / 734
Instrument Date	Mar 5, 2020
Instrument	349607
Transaction Type	Transfer
Record Updated	Feb 9, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,764.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	880 NC HIGHWAY 32 S, 880, HOBBSVILLE, NC 27946-9566

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 DOWDYS BAY RD, GRANDY, NC 27939-9715

Mortgage

Document Number	349608
Date	Mar 5, 2020
Instrument	349608

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Index	5-Year CMT
Margin	2

Tax Assessment & Valuation

The 2025 property tax bill for 142 Dowdys Bay Rd was $1,241, up 0.6% from the year before.

Source: Currituck County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,241.00 (+0.65%)	$156,500 (-) Land $46,000 Building $110,500
2024	$1,233.00 (+9.21%)	$156,500 (-) Land $46,000 Building $110,500
2023	$1,129.00 (+17.24%)	$156,500 (-) Land $46,000 Building $110,500	$156,500 (-) Land $46,000 Building $110,500
2022	$963.00	$156,500 Land $46,000 Building $110,500	$156,500 (-) Land $46,000 Building $110,500
2021			$156,500 Land $46,000 Building $110,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 142 Dowdys Bay Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 101 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	121 units insured incl. 20 condo units
Nearby Flood Claims	97 (1998–2022)
Claims Outside the SFHA	2 of 97
Most Recent Claim	Jun 2022
Claims by Event	Hurricane Florence, Sep 2018 · 6 claims Hurricane Matthew, Oct 2016 · 14 claims Hurricane Irene, Aug 2011 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 142 Dowdys Bay Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN OUTER BANKS WTR SYST serves 8,209 people · EPA ID NC6027001
Water Source	Groundwater
Last State Inspection	Aug 2025
Also Mapped Here	CURRITUCK COUNTY WATER SYSTEM
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20