Hampden County and Palmer Town City property record for 166 Chudy St, Three Rivers, MA 01080 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1963 |
| Square Footage | 1,666 sqft Living Area |
| Lot Size | 19,166 sqft (0.44 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $360,000 (2022) |
| Tax Bill | $6,740.00 (2025) |
| Primary APN | PALM M:76 B:9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,666 sqft Living Area |
| Gross Area | 3,816 sqft Gross Area |
| 1st Floor | 1,666 sqft 1st Floor |
| Basement Area | 1,094 sqft Basement |
| Unfinished Basement | 756 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Split Level Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 19,166 sqft (0.44 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Oil Heating Fuel |
| Street Address | 166 CHUDY ST |
|---|---|
| City | THREE RIVERS |
| State | MA |
| Zip | 01080-1043 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 9 |
| Jurisdiction | PALMER MA |
| Minor Civil Division | PALMER TOWN |
| Census Blockgroup | 2 |
| Census Block | 2002 |
| Census Tract | 810300 |
Source: Hampden County and Palmer Town City records · APN PALM M:76 B:9
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 166 CHUDY ST, THREE RIVERS, MA 01080-1043 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 29, 2022 | Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage MASSMUTUAL FEDERAL CREDIT UNION |
| Dec 21, 2018 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) COUNTRY BANK |
| Dec 27, 2019 | Quit Claim Arm's Length for NE States, Transfer · Federal Housing Administration (FHA) Mortgage ACADEMY MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 29, 2022 · Amount on Record |
| Deed Sale | Nov 29, 2022 · Amount on Record |
| Prior Sale | Dec 27, 2019 · Amount on Record |
| Deed Book / Page | 24820 / 545 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | PALMER MA |
| Recording Date | Nov 29, 2022 |
| Property Address | 166 CHUDY ST, THREE RIVERS, MA 01080-1043 |
| Document Number | 024820-545 |
| Book / Page | 24820 / 545 |
| Instrument Date | Nov 29, 2022 |
| Instrument | 69687 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 166 CHUDY ST, PALMER, MA 01069 |
| Document Number | 0000069688 |
|---|---|
| Date | Nov 29, 2022 |
| Instrument | 69688 |
| Name | MASSMUTUAL FEDERAL CREDIT UNION |
|---|
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALMER MA |
| Property Address | 166 CHUDY ST, THREE RIVERS, MA 01080-1043 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 22494-407 |
|---|---|
| Date | Dec 21, 2018 |
| Book Page | 22494/407 |
| Instrument | 75881 |
| Name | COUNTRY BANK |
|---|---|
| Type | Bank |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jan 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Jan 01, 2029 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | PALMER MA |
| Recording Date | Dec 27, 2019 |
| Property Address | 166 CHUDY ST, THREE RIVERS, MA 01080-1043 |
| Document Number | 23021-314 |
| Book / Page | 23021 / 314 |
| Instrument Date | Dec 12, 2019 |
| Instrument | 77210 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 67 BELANGER ST, THREE RIVERS, MA 01080-1352 |
| Investor | Possibly a Property Investor |
| Document Number | 77211 |
|---|---|
| Date | Dec 27, 2019 |
| Instrument | 77211 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Hampden County and Palmer Town City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Palmer Town City |
| Unified School District | Palmer School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,740.00 (+5.83%) | $369,700 (+9.48%) Land $65,700 Building $304,000 | $410,400 (+2.1%) |
| 2024 | $6,369.00 (+15.8%) | $337,700 (+21.08%) Land $59,800 Building $277,900 | $401,945 |
| 2023 | $5,500.00 | $278,900 Land $59,800 Building $219,100 |
166 Chudy St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Hampden County (25013C), updated June 7, 2023
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 58th in Massachusetts |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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