158 Chudy St, Three Rivers, MA 01080 Property Records

Hampden County and Palmer Town City property record for 158 Chudy St, Three Rivers, MA 01080 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,601 sqft · built 1960
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Oct 2025)
Tax Bill	$5,374 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PALM M:76 B:11`

Property Details

APN / Parcel Number

Primary APN	`PALM M:76 B:11`
Alternative APN	`M:0076 L:000011`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,601 sqft Living Area
Gross Area	3,706 sqft
1st Floor Area	1,601 sqft
Basement Area	1,001 sqft
Unfinished Basement	1,001 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	158 CHUDY ST
City	THREE RIVERS
State	MA
Zip	01080-1043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	11
Jurisdiction	PALMER MA
Township / Civil Division	PALMER TOWN
Census Block Group	2
Census Block	2002
Census Tract	810300

Owner

Source: Hampden County and Palmer Town City records · APN PALM M:76 B:11

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	158 CHUDY ST, THREE RIVERS, MA 01080-1043
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Quit Claim Deed, Transfer HOMESTEAD FUNDING CORP
Nov 10, 2021	Quit Claim Deed, Transfer · FHA Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 30, 2025 · Amount on Record
Deed Sale	Oct 30, 2025 · Amount on Record
Prior Sale	Nov 01, 2024 · Amount on Record
Deed Document Number	202551905
Deed Book / Page	26090 / 44
Record Updated	Sep 20, 2026

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALMER MA
Recording Date	Oct 30, 2025
Property Address	158 CHUDY ST, THREE RIVERS, MA 01080-1043
Document Number	0026090-44
Book / Page	26090 / 44
Instrument Date	Oct 30, 2025
Instrument	51905
Transaction Type	Transfer
Record Updated	Apr 03, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	158 CHUDY ST, THREE RIVERS, MA 01080-1043

Mortgage

Document Number	0000051906
Date	Oct 30, 2025
Instrument	51906

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALMER MA
Recording Date	Nov 10, 2021
Property Address	158 CHUDY ST, THREE RIVERS, MA 01080-1043
Document Number	24239-271
Book / Page	24239 / 271
Instrument Date	Nov 10, 2021
Instrument	80209
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	158 CHUDY ST, PALMER, MA 01069

Mortgage

Document Number	80210
Date	Nov 10, 2021
Instrument	80210

Lender

Name	AMERISAVE MORTGAGE CORP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Palmer Town City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Palmer Town City
Unified School District	Palmer School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,374.00 (+7.16%)	$294,800 (+10.87%) Land $61,700 Building $233,100	$338,675 (+4.7%)
2024	$5,015.00 (+2.26%)	$265,900 (+6.92%) Land $56,100 Building $209,800	$323,475
2023	$4,904.00	$248,700 Land $56,100 Building $192,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250138103002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 114 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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