Schenectady County and Schenectady City property record for 166 Chiswell Rd, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 875 sqft · built 1955 |
| Lot Size | 0.192 acres (8,400 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,525 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Oct 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 60.55-4-39 |
| Primary APN | 421500 60.55-4-39 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 875 sqft Living Area |
| 1st Floor Area | 875 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,400 sqft (0.192 acres) |
| Lot Dimensions | 140 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 234 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 166 CHISWELL RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-3804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 392 PTS OF EACH 1 WOOD AND GARAGE |
| Legal Block | 4 |
| Legal Lot Number | 39.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 21802 |
Source: Schenectady County and Schenectady City records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 166 CHISWELL RD, SCHENECTADY, NY 12304-3804 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 18, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK INC |
| Oct 1, 2021 | Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION |
| Aug 30, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2021 |
| Deed Sale | Oct 1, 2021 |
| Prior Sale | Aug 30, 2019 · Amount on Record |
| Deed Document Number | 202148718 |
| Deed Book / Page | 2068 / 364 |
| Last Transfer Date | May 17, 2025 |
| Transfer Doc | 0000014161 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jun 18, 2026 |
| Property Address | 166 CHISWELL RD, SCHENECTADY, NY 12304-3804 |
| Document Number | 0000013950 |
| Instrument Date | Jun 6, 2026 |
| Instrument | 202613950 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 166 CHISWELL RD, SCHENECTADY, NY 12304-3804 |
| Document Number | 0000013950, |
|---|---|
| Date | Jun 18, 2026 |
| Instrument | 202613950 |
| Name | CITIZENS BANK INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 11, 2051 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Oct 1, 2021 |
| Property Address | 166 CHISWELL RD, SCHENECTADY, NY 12304-3804 |
| Document Number | 0000048718 |
| Book / Page | 2068 / 364 |
| Instrument Date | Jan 22, 2021 |
| Instrument | 202148718 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2021 |
| Title Company | PRIORITY 1 ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $594.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 364 CHISWELL RD, 364, SCHENECTADY, NY 12304-3808 |
| Name | Verified Name |
|---|---|
| Address | 247 LINDEN ST, SCHENECTADY, NY 12304-1228 |
| Document Number | 0000048720 |
|---|---|
| Date | Oct 1, 2021 |
| Instrument | 202148720 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Feb 1, 2051 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Aug 30, 2019 |
| Property Address | 166 CHISWELL RD, SCHENECTADY, NY 12304-3804 |
| Document Number | 0000039082 |
| Book / Page | 002018 / 000824 |
| Instrument Date | Aug 21, 2019 |
| Instrument | 39082 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 3, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $140.80 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 364 CHISWELL RD SCHENECTADY NY 123043808, SCHENECTADY, NY 12304-3808 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,525.00 (+30.19%) | $136,100 (-) Land $11,000 Building $125,100 | $225,368 (+30.82%) Land $18,215 Building $207,153 |
| 2023 | $136,100 (-) Land $11,000 Building $125,100 | $172,278 (+3.8%) Land $13,924 Building $158,354 | |
| 2022 | $136,100 Land $11,000 Building $125,100 | $165,976 Land $13,415 Building $152,561 | |
| 2021 | $5,012.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 619 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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