163 Chiswell Rd, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 163 Chiswell Rd, Schenectady, NY 12304 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,564 sqft · built 1952
Lot Size	0.137 acres (6,000 sqft)
Owner	Individual Name on File
Last Sale	$226,000 (Jan 2026)
Tax Bill	$4,302 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Feb 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`421500 60.55-1-20`

Property Details

APN / Parcel Number

Primary APN	`421500 60.55-1-20`
Alternative APN	`150006005500010200000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,564 sqft Living Area
1st Floor Area	1,564 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	6,000 sqft (0.137 acres)
Lot Dimensions	150 ft deep x 40 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	163 CHISWELL RD
City	SCHENECTADY
State	NY
Zip	12304-3803
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 WOOD
Legal Subdivision	REVISED MAP OF WOODLAWN
Legal Block	1
Legal Lot Number	20.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	3
Census Block	3006
Census Tract	21802

Owner

Source: Schenectady County and Schenectady City records · APN 421500 60.55-1-20

Assessment roll updated April 14, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	130 ROUND LAKE RD, BALLSTON LAKE, NY 12019-1711
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 12, 2026	Warranty Deed, Transfer BENNETT TITLE & ABS LLC, BENNETT TITLE & ABSTRACT LLC
Jan 13, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 21, 2026 · Amount on Record
Deed Sale	Jan 21, 2026 · Amount on Record
Prior Sale	Jan 13, 2023 · Amount on Record
Deed Document Number	20261390
Deed Book / Page	2164 / 817
Prior Transfer Date	May 23, 2000
Prior Transfer Doc	1578000621
Record Updated	Sep 20, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jan 21, 2026
Property Address	163 CHISWELL RD, SCHENECTADY, NY 12304-3803
Document Number	0000001390
Instrument Date	Jan 21, 2026
Instrument	202601390
Transaction Type	Transfer
Record Updated	Mar 06, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$904.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	163 CHISWELL RD, SCHENECTADY, NY 12304-3803

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 ROUND LAKE RD, BALLSTON LAKE, NY 12019-1711

Mortgage

Document Number	0000001391
Date	Jan 21, 2026
Instrument	202601391

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2056

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Feb 12, 2026
Property Address	163 CHISWELL RD, SCHENECTADY, NY 12304-3803
Document Number	0000002966
Instrument Date	Jan 06, 2026
Instrument	202602966
Transaction Type	Transfer
Record Updated	Mar 06, 2026
Title Company	BENNETT TITLE & ABS LLC, BENNETT TITLE & ABSTRACT LLC

Transaction

Amount	Amount Recorded
Tax	$1,560.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27 LONG AVE, SCHENECTADY, NY 12304-4700

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	163 CHISWELL RD, SCHENECTADY, NY 12304-3803

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jan 13, 2023
Property Address	163 CHISWELL RD, SCHENECTADY, NY 12304-3803
Document Number	0000002663
Book / Page	2100 / 859
Map Reference	CAB A&202-207
Instrument Date	Jul 01, 2022
Instrument	202302663
Transaction Type	Transfer
Record Updated	Mar 06, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	163 CHISWELL RD, SCHENECTADY, NY 12304-3803

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 HAROLD AVE, LATHAM, NY 12110-2411

Mortgage

Document Number	0000002664
Date	Jan 13, 2023
Instrument	202302664

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Aug 01, 2052

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,302.00 (+5.52%)	$81,800 (-) Land $12,300 Building $69,500	$135,453 (+13.35%) Land $20,368 Building $115,085
2024		$81,800 (-) Land $12,300 Building $69,500	$119,503 (+15.41%) Land $17,969 Building $101,534
2023		$81,800 (-) Land $12,300 Building $69,500	$103,544 (+3.8%) Land $15,570 Building $87,974
2022		$81,800 Land $12,300 Building $69,500	$99,756 Land $15,000 Building $84,756
2021	$4,077.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 619 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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