Derby City property record for 166 Caroline St, Derby, CT 06418
| Property Type | Triplex |
|---|---|
| Details | 6 bd · 3 ba · 3,326 sqft · built 1878 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $254,500 (Jun 2019) |
| Tax Bill | $10,475 (2026) |
| Deeds & Mortgages | Jun 2020 Refinance Jun 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | DERB M:8 B:5 L:96 |
| Primary APN | DERB M:8 B:5 L:96 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 13 Rooms |
| Units | 3 Units |
| Stories | 3 Stories |
| Building Area | 3,326 sqft Living Area |
| 1st Floor Area | 3,326 sqft |
| Basement Area | 1,236 sqft |
| Unfinished Basement | 1,236 sqft |
| Year Built | Built 1878 |
|---|---|
| Effective Year Built | Effective 1878 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 6,970 sqft (0.16 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Account Number | 2305 |
|---|---|
| Street Address | 166 CAROLINE ST |
| City | DERBY |
| State | CT |
| Zip | 06418-1957 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Local Zoning Code | CDD |
| Legal Block | 5 |
| Legal Lot Number | 96 |
| Jurisdiction | DERBY CT |
| Township / Civil Division | DERBY |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 120200 |
166 Caroline St, a triplex, is owned and occupied by an individual who bought it in June 2019.
Source: Derby City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 166 CAROLINE ST, DERBY, CT 06418-1957 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 4, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC |
| Jun 25, 2019 | Warranty Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC |
| Sep 20, 2018 | Quit Claim Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 25, 2019 · Amount on File |
| Deed Sale | Jun 25, 2019 · Amount on File |
| Prior Sale | Mar 29, 2016 · Amount on File |
| Deed Book / Page | 800 / 12 |
| Transfer Doc | 784-120 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DERBY CT |
| Property Address | 166 CAROLINE ST, DERBY, CT 06418-1957 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 820-6 |
|---|---|
| Date | Jun 4, 2020 |
| Book Page | 820/6 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DERBY CT |
| Recording Date | Jun 25, 2019 |
| Property Address | 166 CAROLINE ST, DERBY, CT 06418-1957 |
| Document Number | 800-12 |
| Book / Page | 000800 / 000012 |
| Instrument Date | Jun 10, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2019 |
| Title Company | UNKNOWN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $254.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 166 CAROLINE ST DERBY CT 064181957, DERBY, CT 06418-1957 |
| Document Number | 800-15 |
|---|---|
| Date | Jun 25, 2019 |
| Book Page | 000800/000015 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 24, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DERBY CT |
| Recording Date | Sep 20, 2018 |
| Property Address | 166 CAROLINE ST, DERBY, CT 06418-1957 |
| Document Number | 784-120 |
| Book / Page | 000784 / 000120 |
| Instrument Date | Sep 20, 2018 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 166 CAROLINE ST DERBY CT 064181914, DERBY, CT 06418-1914 |
The 2026 property tax bill for 166 Caroline St was $10,475, up 76.6% from the year before.
Source: Derby City assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Derby City |
| Unified School District | Derby School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,475.00 (+76.64%) | $272,510 (+98.52%) Land $23,240 Building $249,270 | |
| 2025 | $5,930.00 | $137,270 Land $20,070 Building $117,200 | $196,100 Land $28,671 Building $167,429 |
| 2024 | $5,930.00 (+11.91%) | ||
| 2023 | $5,299.00 | $137,270 (-) Land $20,090 Building $117,180 | |
| 2022 | $5,299.00 | $137,270 Land $20,090 Building $117,180 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 166 Caroline St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 166 Caroline St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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