161 Caroline St, #163, Derby, CT 06418 Property Records

Derby City property record for 161 Caroline St, #163, Derby, CT 06418

Property Summary

Details7 bd · 4 ba · 2,407 sqft · built 1880
Lot Size0.07 acres (3,049 sqft)
OwnerIndividual Name on Record
Last Sale$385,000 (Oct 2022)
Tax Bill$5,198 (2025)
Deeds & MortgagesFeb 2024 Refinance
Oct 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNDERB M:8 B:5 L:168

Property Details

APN / Parcel Number

Primary APNDERB M:8 B:5 L:168
Alternative APNs
  • 003401
  • 9194
  • 3401

Interior

Bedrooms7 Beds
Full Baths4 Baths
Total Rooms15 Rooms
Units4 Units
Stories3 Stories
Building Area2,407 sqft Living Area
Basement Area910 sqft
Unfinished Basement260 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Architectural StyleOther
Exterior MaterialWood Siding
Construction TypeFrame
Lot Area3,049 sqft (0.07 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil
SewerSeptic

Location & Zoning

Account Number3401
Street Address161 CAROLINE ST, 163
CityDERBY
StateCT
Zip06418-1940
Property CategoryOther
Property TypeUnknown
Local Zoning CodeCDD
Legal Block5
Legal Lot Number168
JurisdictionDERBY CT
Township / Civil DivisionDERBY
Census Block Group1
Census Block1023
Census Tract120200

Owner

Source: Derby City records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address111 SQUIRES RD, MARLBOROUGH, CT 06447
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
GUARANTEED RATE AFFINITY LLC
Oct 31, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
SKYBLUE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 31, 2022 · Amount on Record
Deed SaleOct 31, 2022 · Amount on Record
Prior SaleJul 8, 2005 · Amount on Record
Deed Document Number20221770
Deed Book / Page894 / 195
Record UpdatedOct 29, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDERBY CT
Property Address161 CAROLINE ST # 163, 163, DERBY, CT 06418-1940
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000920-128
DateFeb 22, 2024
Book Page920/128
Instrument193
Lender
NameGUARANTEED RATE AFFINITY LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMar 1, 2054

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDERBY CT
Recording DateOct 31, 2022
Property Address161 CAROLINE ST # 163, 163, DERBY, CT 06418-1940
Document Number000894-195
Book / Page894 / 195
Instrument DateOct 28, 2022
Instrument1770
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address111 SQUIRES RD, MADISON, CT 06443-1754

Mortgage

Document Number0000001771
DateOct 31, 2022
Instrument1771
Lender
NameSKYBLUE LLC
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Derby City assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County Subdivision / MunicipalityDerby City
Unified School DistrictDerby School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,198.00$120,330 (-) Land $19,130 Building $101,200$171,900 Land $27,329 Building $144,571
2024$5,198.00 (+11.91%)
2023$4,645.00$120,330 (-) Land $19,180 Building $101,150
2022$4,645.00$120,330 Land $19,180 Building $101,150

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREGIONAL WATER AUTHORITY
serves 418,900 people · EPA ID CT0930011
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
GoNetspeed
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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