166 Abbey Rdg, Bardstown, KY 40004 Property Records

Nelson County property record for 166 Abbey Rdg, Bardstown, KY 40004

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,033 sqft · built 1998
Lot Size	4.57 acres (199,069 sqft)
Owner	2 Individual Names on Record
Last Sale	$253,900 (Dec 2023)
Tax Bill	$7,247 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`44000-00-045.63`

Property Details

APN / Parcel Number

Primary APN	`44000-00-045.63`
Alternative APN	`49128`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,033 sqft Living Area
1st Floor Area	1,645 sqft
Basement Area	1,645 sqft
Finished Basement	1,645 sqft
Unfinished Basement	1,645 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asphalt
Lot Area	199,069 sqft (4.57 acres)
Garage Area	847 sqft
Driveway	Concrete Driveway
Parking Spaces	3 Parking Spaces
Pool Type	In-Ground Pool
Porch	Slab
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gas

Location & Zoning

Account Number	49128
Street Address	166 ABBEY RDG
City	BARDSTOWN
State	KY
Zip	40004-8738
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	NAZARETH FARM LT 115 PC3-132
Legal Subdivision	NAZARETH FARM
Legal Lot Number	115
Jurisdiction	NELSON KY
Township / Civil Division	COXS CREEK
Census Block Group	1
Census Block	1000
Census Tract	930201

Owner

Source: Nelson County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	166 ABBEY RDG, BARDSTOWN, KY 40004-8738
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage WESBANCO BANK INC
Oct 4, 2019	Deed of Trust, Mortgage · Commercial Mortgage WESBANCO BANK INC
Dec 14, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2023 · Amount on Record
Deed Sale	Dec 18, 2023 · Amount on Record
Prior Sale	Oct 2, 2023 · Amount on Record
Deed Document Number	202312815
Deed Book / Page	597 / 575
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	166 ABBEY RDG, BARDSTOWN, KY 40004-8738
Transaction Type	Mortgage
Record Updated	Mar 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1304/674
Date	Mar 2, 2021
Book Page	M1304/674
Instrument	2021002598

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	WHEELING, WV 26003

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	166 ABBEY RDG, BARDSTOWN, KY 40004-8738
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1225/414
Date	Oct 4, 2019
Book Page	M1225/414
Instrument	2019012338

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	BARDSTOWN, KY 40004

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	NELSON KY
Recording Date	Dec 14, 2018
Property Address	166 ABBEY RDG, BARDSTOWN, KY 40004-8738
Document Number	D544/516
Book / Page	D544 / 516
Map Reference	CAB2 SLOT109
Instrument Date	Dec 12, 2018
Instrument	2018015163
Transaction Type	Transfer
Record Updated	Jun 18, 2021

Transaction

Amount	Amount Recorded
Tax	$44.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	850 LANDIS LN, 850, MOUNT WASHINGTON, KY 40047-6047

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 ABBEY RDG, BARDSTOWN, KY 40004-8738

Tax Assessment & Valuation

Source: Nelson County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Nelson County
Unified School District	Nelson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,247.00 (-6.78%)	$742,480 (-) Building $742,480	$742,480 (-) Building $742,480
2023	$7,774.00	$742,480	$742,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH NELSON WATER DISTRICT serves 13,365 people · EPA ID KY0900323
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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