163 Abbey Rdg, Bardstown, KY 40004 Property Records

Nelson County property record for 163 Abbey Rdg, Bardstown, KY 40004

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,524 sqft · built 2000
Lot Size	3.98 acres (173,369 sqft)
Owner	Individual Name on File
Last Sale	$550,000 (May 2023)
Tax Bill	$5,397 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Apr 2014 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`44000-00-045.17`

Property Details

APN / Parcel Number

Primary APN	`44000-00-045.17`
Alternative APNs	`43917` `71305` `93853`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,524 sqft Living Area
1st Floor Area	1,574 sqft
Basement Area	1,574 sqft
Unfinished Basement	1,574 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum Siding
Roof Type	Gable
Lot Area	173,369 sqft (3.98 acres)
Garage Type	Attached
Garage Area	600 sqft
Driveway	Concrete Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	93853
Street Address	163 ABBEY RDG
City	BARDSTOWN
State	KY
Zip	40004-8738
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NAZARETH FARM-LT 66 PC1-738
Legal Subdivision	NAZARETH FARM
Legal Lot Number	66
Jurisdiction	NELSON KY
Township / Civil Division	COXS CREEK
Census Block Group	1
Census Block	1013
Census Tract	930201

Owner

163 Abbey Rdg is owned and occupied by an individual who bought it in May 2023.

Source: Nelson County records, as of August 26, 2026

Owner of Record	Individual Name on File
Mailing Address	163 ABBEY RDG, BARDSTOWN, KY 40004-8738
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2019	Deed of Trust, Mortgage · Commercial Mortgage LINCOLN NATIONAL BANK
Apr 22, 2014	Deed of Trust, Mortgage · Line of Credit KENTUCKY HOME BANK
May 31, 2023	Deed, Transfer · Conventional Mortgage ABOUND FCU
Mar 23, 2018	Deed, Transfer
Dec 30, 2015	Commissioner's Deed, Foreclosure MIKE BALLARD ETAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2023 · Amount on File
Deed Sale	May 31, 2023 · Amount on File
Prior Sale	Mar 23, 2018 · Amount on File
Deed Document Number	20235506
Deed Book / Page	592 / 292
Prior Transfer Date	May 26, 2021
Prior Transfer Doc	0000007182
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	163 ABBEY RDG, BARDSTOWN, KY 40004-8738
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0M1204/095
Date	Apr 18, 2019
Book Page	M1204/095
Instrument	2019004471

Lender

Name	LINCOLN NATIONAL BANK
Type	Bank
Address	BARDSTOWN, KY 40004

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Apr 12, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	163 ABBEY RDG, BARDSTOWN, KY 40004-8738
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0M1035/405
Date	Apr 22, 2014
Book Page	M1035/405
Instrument	2014004199

Lender

Name	KENTUCKY HOME BANK
Address	BARDSTOWN, KY 40004

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Apr 18, 2019

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	NELSON KY
Recording Date	May 31, 2023
Property Address	163 ABBEY RDG, BARDSTOWN, KY 40004-8738
Document Number	00D592/292
Book / Page	D592 / 292
Map Reference	CAB 1 SL 715
Instrument Date	May 26, 2023
Instrument	2023005506
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	92 MANTON RD, BARDSTOWN, KY 40004-9330

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	163 ABBEY RDG, BARDSTOWN, KY 40004-8738

Mortgage

Document Number	2023005507
Date	May 31, 2023
Instrument	2023005507

Lender

Name	ABOUND FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	NELSON KY
Recording Date	Mar 23, 2018
Property Address	163 ABBEY RDG, BARDSTOWN, KY 40004-8738
Document Number	00D536/417
Book / Page	D536 / 417
Map Reference	CAB10 SL82
Instrument Date	Mar 23, 2018
Instrument	2018003218
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount on Record
Tax	$89.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	566 BURBA RD, BARDSTOWN, KY 40004-9356

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	163 ABBEY RDG, BARDSTOWN, KY 40004-8738

December 2015: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	NELSON KY
Recording Date	Dec 30, 2015
Property Address	163 ABBEY RDG, BARDSTOWN, KY 40004-8738
Document Number	00D514/798
Book / Page	D514 / 798
Map Reference	CAB11 SL75
Instrument Date	Dec 23, 2015
Instrument	2015014538
Transaction Type	Foreclosure
Record Updated	Jan 20, 2026
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	163 ABBEY RDG, BARDSTOWN, KY 40004-8738

Mortgage

Document Number	0M1086/555
Date	Dec 30, 2015
Book Page	M1086/555
Instrument	2015014539

Lender

Name	MIKE BALLARD ETAL
Type	Private Party
Address	163 ABBEY RDG, BARDSTOWN, KY 40004

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 163 Abbey Rdg was $5,397.

Source: Nelson County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Nelson County
Unified School District	Nelson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,397.00	$550,000 (-) Building $550,000	$550,000 (-) Building $550,000
2024		$550,000 (+7.84%)	$550,000 (+7.84%)
2023	$5,370.00	$510,000	$510,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 163 Abbey Rdg in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 163 Abbey Rdg is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH NELSON WATER DISTRICT serves 13,365 people · EPA ID KY0900323
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Abbey Rdg

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