16594 Prado Loop, Loxley, AL 36551 Property Records

Baldwin County property record for 16594 Prado Loop, Loxley, AL 36551

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,481 sqft · built 2021
Lot Size0.175 acres (7,607 sqft)
OwnerIndividual Name on File
Tax Bill$1,083 (2026)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN42-07-26-0-000-011.050

Property Details

APN / Parcel Number

Primary APN42-07-26-0-000-011.050
Alternative APNs
  • 384915
  • 351097
  • 508510

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,481 sqft Heated Area
1st Floor Area1,512 sqft
Upper Floors Area969 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialBrick
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,607 sqft (0.175 acres)
Lot Dimensions102 ft deep x 74 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number508510
Street Address16594 PRADO LOOP
CityLOXLEY
StateAL
Zip36551-8727
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description74' X 102.8' IRR LOT 165 COTTAGES OF AVENTURA PHASE 111A RESUB OF LOT 4 & PT OF LOT 1 AND 3 OF RAWLS ROAD SUB SLIDE 2714 D&E
Legal SubdivisionCOTTAGES OF AVENTURA PH 111A
Legal Phase111
Legal Lot Number165-3
JurisdictionBALDWIN AL
Township / Civil DivisionROBERTSDALE
Census Block Group2
Census Block2011
Census Tract10903

Owner

16594 Prado Loop is owned and occupied by an individual.

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address16594 PRADO LOOP, LOXLEY, AL 36551-8727
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

February 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionBALDWIN AL
Recording DateFeb 28, 2022
Property Address16594 PRADO LOOP, LOXLEY, AL 36551-8727
Document Number0001981297
Map ReferenceSL 2714-D
Instrument DateFeb 25, 2022
Instrument1981297
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 29, 2023

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4000 EAGLE POINT CORPORATE DR, BIRMINGHAM, AL 35242-1900

Transferred To (Grantee/Buyer)

NameVerified Name
Address16594 PRADO LOOP, LOXLEY, AL 36551-8727

Mortgage

Document Number0001981298
DateFeb 28, 2022
Instrument1981298
Lender
NameFIDELITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 16594 Prado Loop was $1,083 with a homeowner's exemption, down 8.7% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyBaldwin County
Unified School DistrictBaldwin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,083.00 (-8.68%) Homeowner's exemption
2025$1,186.00$39,740 Land $4,280 Building $35,460$397,400 Land $42,800 Building $354,600
2023$1,072.00 (+65.18%)$36,040 (+71.95%)$360,200 (+243.7%) Land $21,300 Building $338,900
2022$649.00 (+1,058.93%)$20,960$104,800 Land $22,500 Building $82,300
2021$56.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16594 Prado Loop in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 23 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies23 in force
Nearby Flood Claims1 (2009)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2009 · Severe Storms, Flooding, Tornadoes & Straight-line

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16594 Prado Loop is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 50% of Alabama
Wildfire Likelihood0.08% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Point Broadband
Fiber
1,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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