Baldwin County property record for 16585 Prado Loop, Loxley, AL 36551
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,838 sqft · built 2021 |
| Lot Size | 0.196 acres (8,540 sqft) |
| Owner | Individual Name on File |
| Last Sale | $230,650 (Sep 2021) |
| Tax Bill | $683 (2026) |
| Deeds & Mortgages | Feb 2026 Second Mortgage Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-07-26-0-000-011.081 |
| Primary APN | 42-07-26-0-000-011.081 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,838 sqft Heated Area |
| 1st Floor Area | 1,838 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,540 sqft (0.196 acres) |
| Lot Dimensions | 140 ft deep x 61 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 384113 |
|---|---|
| Street Address | 16585 PRADO LOOP |
| City | LOXLEY |
| State | AL |
| Zip | 36551-8726 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 61' X 140' LOT 204 COTTAGES OF AVENTURA PHASE 111A RESUB OFLOT 4 & PT OF LOT 1 AND 3 OF RAWLS ROAD SUB SLIDE 2714 D&E 2555-C |
| Legal Subdivision | COTTAGES OF AVENTURA PH 111A |
| Legal Phase | 111 |
| Legal Lot Number | 204-3 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | ROBERTSDALE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 10903 |
16585 Prado Loop is owned and occupied by an individual who bought it in September 2021.
Source: Baldwin County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16585 PRADO LOOP, LOXLEY, AL 36551-8726 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 26, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOANDEPOT.COM LLC |
| Sep 2, 2021 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PEN AIR FEDERAL CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 2, 2021 · Amount on File |
| Deed Sale | Sep 2, 2021 · Amount on File |
| Deed Document Number | 20211941118 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 16585 PRADO LOOP, LOXLEY, AL 36551-8726 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002238259 |
|---|---|
| Date | Feb 26, 2026 |
| Instrument | 2238259 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Mar 1, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Sep 2, 2021 |
| Property Address | 16585 PRADO LOOP, LOXLEY, AL 36551-8726 |
| Document Number | 0001941118 |
| Map Reference | SL 2714-D&2714-E |
| Instrument Date | Aug 31, 2021 |
| Instrument | 1941118 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2101 CLINTON AVE W # W201, W201, HUNTSVILLE, AL 35805-3077 |
| Name | Verified Name |
|---|---|
| Address | 16585 PEADLOOP, LOXLEY, AL 36551 |
| Document Number | 0001941119 |
|---|---|
| Date | Sep 2, 2021 |
| Instrument | 1941119 |
| Name | PEN AIR FEDERAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
The 2026 property tax bill for 16585 Prado Loop was $683 with exemptions applied, down 6.8% from the year before.
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $683.00 (-6.82%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $733.00 | $30,720 Land $4,280 Building $26,440 | $307,100 Land $42,800 Building $264,300 |
| 2023 | $652.00 (+18.33%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $27,400 (+17.6%) | $273,800 (+17.56%) Land $21,300 Building $252,500 |
| 2022 | $551.00 (+883.93%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $23,300 | $232,900 Land $22,500 Building $210,400 |
| 2021 | $56.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 16585 Prado Loop in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2009 · Severe Storms, Flooding, Tornadoes & Straight-line |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16585 Prado Loop is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 50% of Alabama |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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