Schoharie County and Richmondville Town property record for 1659 State Rte 7, Cobleskill, NY 12043 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1936 |
| Square Footage | 1,416 sqft Living Area |
| Lot Size | 13,068 sqft (0.3 acres) |
| Garage | Attached, 272 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $3,384.00 (2025) |
| Primary APN | 434089 67.16-1-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,416 sqft Living Area |
| 1st Floor | 792 sqft 1st Floor |
| Upper Floors | 624 sqft Upper Floors |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1936 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Wood Exterior |
| Lot Area | 13,068 sqft (0.3 acres) |
| Depth X Width | 175 ft x 75 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 272 sqft Garage |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Commercial Water Source |
| Account Number | 505J102400 |
|---|---|
| Street Address | 1659 STATE ROUTE 7 |
| City | COBLESKILL |
| State | NY |
| Zip | 12043-5751 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 4.000 |
| Jurisdiction | SCHOHARIE NY |
| Minor Civil Division | RICHMONDVILLE |
| Census Blockgroup | 3 |
| Census Block | 3059 |
| Census Tract | 740500 |
Source: Schoharie County and Richmondville Town records · APN 434089 67.16-1-4
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1659 STATE ROUTE 7, COBLESKILL, NY 12043-5751 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 30, 2025 | Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Feb 18, 2020 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Feb 11, 2020 |
| Transfer Doc | 001108/220 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 1659 STATE ROUTE 7, COBLESKILL, NY 12043-5751 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002139/31 |
|---|---|
| Date | Dec 30, 2025 |
| Book Page | 2139/31 |
| Instrument | 830854 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Jan 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Feb 18, 2020 |
| Property Address | 1659 STATE ROUTE 7, COBLESKILL, NY 12043-5751 |
| Document Number | 001108/220 |
| Book / Page | 1108 / 220 |
| Instrument Date | Feb 11, 2020 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 264 UNION ST, WHITINSVILLE, MA 01588-1968 |
| Investor | Possibly a Property Investor |
Source: Schoharie County and Richmondville Town records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Richmondville Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,384.00 (+78.01%) | $87,900 (-) Land $8,500 Building $79,400 | $141,774 (+16.77%) Land $13,710 Building $128,064 |
| 2023 | $87,900 Land $8,500 Building $79,400 | $121,409 Land $11,740 Building $109,669 | |
| 2020 | $1,901.00 |
1659 State Rte 7 is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Schoharie County (36095C), updated February 16, 2012
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 5th percentile of exposed land nationally · 7th in New York |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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