Schoharie County and Cobleskill Town property record for 2345 State Rte 7, Cobleskill, NY 12043
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2 ba · 3,036 sqft · built 1840 |
| Lot Size | 48.2 acres (2,099,592 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $7,693 (2026) |
| Deeds & Mortgages | Feb 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 432689 57.-3-1.1 |
| Primary APN | 432689 57.-3-1.1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 3,036 sqft Living Area |
| 1st Floor Area | 1,785 sqft |
| 2nd Floor Area | 1,251 sqft |
| Year Built | Built 1840 |
|---|---|
| Effective Year Built | Effective 1840 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 2,099,592 sqft (48.2 acres) |
| Lot Width | 1,670 ft Width |
| Porch | Porch |
| Porch Area | 286 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 435J100362 |
|---|---|
| Street Address | 2345 STATE ROUTE 7 |
| City | COBLESKILL |
| State | NY |
| Zip | 12043-5708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RR |
| Legal Block | 3 |
| Legal Lot Number | 1.001 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | COBLESKILL |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 740200 |
2345 State Rte 7, a rural home, is owned by a company that acquired it in February 2006 and is owner-occupied.
Source: Schoharie County and Cobleskill Town records, as of October 20, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 198 SCHOOL HILL RD, COBLESKILL, NY 12043-5918 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 3, 2006 |
| Transfer Doc | 0000000805/000000008 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Feb 23, 2017 |
| Property Address | 2345 STATE ROUTE 7, COBLESKILL, NY 12043-5708 |
| Document Number | 0000001039/0000000290 |
| Book / Page | 0000001039 / 0000000290 |
| Instrument Date | Feb 21, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Title Company | NOT AVAILABLE, SUSAN J. MALLERY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2345 STATE ROUTE 7, COBLESKILL, NY 12043-5708 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 2345 State Rte 7 was $7,693 with exemptions applied, up 5.8% from the year before.
Source: Schoharie County and Cobleskill Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Cobleskill Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,693.00 (+5.85%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $7,268.00 | $168,900 Land $43,600 Building $125,300 | $344,694 Land $88,980 Building $255,714 |
| 2023 | $168,900 Land $43,600 Building $125,300 | $296,316 Land $76,491 Building $219,825 | |
| 2020 | $5,549.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2345 State Rte 7 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1996–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2345 State Rte 7 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: MIDTEL.
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