San Luis Obispo County property record for 1659 Paso Robles St, Oceano, CA 93445
| Property Type | Planned Unit Development |
|---|---|
| Details | 3 bd · 2 ba · 1,240 sqft · built 2009 |
| Lot Size | 0.031 acres (1,364 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $684,000 (Nov 2025) |
| Tax Bill | $5,141 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Nov 2025 Sale & Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 062-081-026 |
| Primary APN | 062-081-026 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,240 sqft Living Area |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Construction Type | Wood |
| Lot Area | 1,364 sqft (0.031 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 1659 PASO ROBLES ST |
|---|---|
| City | OCEANO |
| State | CA |
| Zip | 93445-9327 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Planned Unit Development |
| Local Zoning Code | RMF |
| Legal Description | PM 72/53-55 LT 2 |
| Legal Subdivision | PARCEL MAP CO 5-0331 |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ARROYO GRANDE |
| Census Block Group | 2 |
| Census Block | 2052 |
| Census Tract | 12201 |
Source: San Luis Obispo County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1659 PASO ROBLES ST, OCEANO, CA 93445-9327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Mar 3, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Nov 20, 2025 | Grant Deed, Transfer · FHA Mortgage NEXA MORTGAGE LLC |
| Nov 8, 2023 | Intrafamily Transfer, Transfer |
| Aug 14, 2019 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| May 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Sep 6, 2017 | Grant Deed, Transfer · VA Mortgage BBMC MORTGAGE LLC |
| Jul 12, 2017 | Affidavit of Death, Transfer FIDELITY NATIONAL TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 2025 · Amount on Record |
| Deed Sale | Nov 20, 2025 · Amount on Record |
| Prior Sale | Sep 6, 2017 · Amount on Record |
| Deed Document Number | 202535812 |
| Prior Transfer Date | Oct 26, 2023 |
| Prior Transfer Doc | 0000033851 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1659 PASO ROBLES ST, OCEANO, CA 93445-9327 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1659 PASO ROBLES ST, OCEANO, CA 93445-9327 |
| Investor | Possibly a Property Investor |
| Document Number | 0000016310 |
|---|---|
| Date | Mar 3, 2021 |
| Instrument | 2021016310 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Jul 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Nov 20, 2025 |
| Property Address | 1659 PASO ROBLES ST, OCEANO, CA 93445-9327 |
| Document Number | 0000035812 |
| Map Reference | MB 72 PG 53-55 |
| Instrument Date | Oct 28, 2025 |
| Instrument | 2025035812 |
| Transaction Type | Transfer |
| Record Updated | Jan 6, 2026 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 1659 PASO ROBLES ST, OCEANO, CA 93445-9327 |
| Document Number | 0000035813 |
|---|---|
| Date | Nov 20, 2025 |
| Instrument | 2025035813 |
| Name | NEXA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Nov 8, 2023 |
| Property Address | 1659 PASO ROBLES ST, OCEANO, CA 93445-9327 |
| Document Number | 0000033851 |
| Map Reference | MB 72 PG 53-55 |
| Instrument Date | Oct 26, 2023 |
| Instrument | 2023033851 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 1659 PASO ROBLES ST, OCEANO, CA 93445-9327 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1659 PASO ROBLES ST, OCEANO, CA 93445-9327 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE CONNECT INC |
| Name | Verified Name |
|---|
| Document Number | 0000033130 |
|---|---|
| Date | Aug 14, 2019 |
| Instrument | 2019033130 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1659 PASO ROBLES ST, OCEANO, CA 93445-9327 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE CONNECT CA |
| Name | Verified Name |
|---|
| Document Number | 0000022771 |
|---|---|
| Date | May 11, 2020 |
| Instrument | 2020022771 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Sep 6, 2017 |
| Property Address | 1659 PASO ROBLES ST, OCEANO, CA 93445-9327 |
| Document Number | 0000039836 |
| Map Reference | PM72 PG53-55 |
| Instrument Date | Aug 7, 2017 |
| Instrument | 2017039836 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1659 PASO ROBLES ST, OCEANO, CA 93445-9327 |
| Document Number | 0000039837 |
|---|---|
| Date | Sep 6, 2017 |
| Instrument | 2017039837 |
| Name | BBMC MORTGAGE LLC |
|---|---|
| Type | Government Agency |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2047 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Jul 12, 2017 |
| Property Address | 1659 PASO ROBLES ST, OCEANO, CA 93445-9327 |
| Document Number | 0000030453 |
| Instrument Date | Jun 16, 2017 |
| Instrument | 30453 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2017 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1151 PIKE LN #6 OCEANO CA 934459476, 6, OCEANO, CA 93445-9476 |
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Lucia Mar Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $684,000 (+49.54%) Land $350,000 Building $334,000 | |
| 2025 | $5,141.00 (+4.7%) Homeowner's exemption | $457,402 (+4.04%) Land $250,321 Building $207,081 |
| 2023 | $4,910.00 (+1.47%) Homeowner's exemption | $439,642 Land $240,601 Building $199,041 |
| 2022 | $4,839.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 individual policies |
| Nearby Flood Policies | 89 units insured incl. 56 condo units |
| Nearby Flood Claims | 2 (2010) |
| Most Recent Claim | Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEANO COMM SERVICES DIST. serves 7,598 people · EPA ID CA4010005 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, T-Mobile, Verizon.
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