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1657 Paso Robles St, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 1657 Paso Robles St, Oceano, CA 93445

Property Summary

Property TypePlanned Unit Development
Details3 bd · 2 ba · 1,240 sqft · built 2009
Lot Size0.038 acres (1,671 sqft)
OwnerIndividual Name on Record
Last Sale$405,000 (Oct 2017)
Tax Bill$5,178 (2025)
Deeds & MortgagesOct 2017 Sale & Mortgage
Jul 2017 Transfer
Flood ZoneZone X (minimal risk)
APN062-081-025

Property Details

APN / Parcel Number

Primary APN062-081-025

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,240 sqft Living Area

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Construction TypeWood
Lot Area1,671 sqft (0.038 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address1657 PASO ROBLES ST
CityOCEANO
StateCA
Zip93445-9327
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Local Zoning CodeRMF
Legal DescriptionPM 72/53-55 LT 1
Legal SubdivisionPARCEL MAP CO 5-0331
Legal Block2
Legal Lot Number1
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group2
Census Block2052
Census Tract12201

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1657 PASO ROBLES ST, OCEANO, CA 93445-9327
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2017Grant Deed, Transfer · VA Mortgage
USAA
Jul 12, 2017Affidavit of Death, Transfer
FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 20, 2017 · Amount on Record
Deed SaleOct 20, 2017 · Amount on Record
Deed Document Number201748227
Record UpdatedOct 29, 2026

October 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateOct 20, 2017
Property Address1657 PASO ROBLES ST, OCEANO, CA 93445-9327
Document Number0000048227
Instrument DateSep 22, 2017
Instrument48227
Transaction TypeTransfer
Record UpdatedNov 2, 2017
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$445.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1657 PASO ROBLES ST OCEANO CA 934459327, OCEANO, CA 93445-9327

Mortgage

Document Number48228
DateOct 20, 2017
Instrument48228
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 19, 2047

July 2017: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSAN LUIS OBISPO CA
Recording DateJul 12, 2017
Property Address1657 PASO ROBLES ST, OCEANO, CA 93445-9327
Document Number0000030453
Instrument DateJun 16, 2017
Instrument30453
Transaction TypeTransfer
Record UpdatedJul 20, 2017
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1151 PIKE LN #6 OCEANO CA 934459476, 6, OCEANO, CA 93445-9476

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$470,033 (+2%) Land $255,327 Building $214,706
2025$5,178.00 (+4.71%) Homeowner's exemption$460,818 (+4.04%) Land $250,321 Building $210,497
2023$4,945.00 (+1.48%) Homeowner's exemption$442,925 Land $240,601 Building $202,324
2022$4,873.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 33 individual policies
Nearby Flood Policies89 units insured
incl. 56 condo units
Nearby Flood Claims2 (2010)
Most Recent ClaimDec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows
Claims by Event
  • Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCEANO COMM SERVICES DIST.
serves 7,598 people · EPA ID CA4010005
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Surfnet Communications
Fixed Wireless		100 / 20

May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, T-Mobile, Verizon.

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