1659 Harmon Ave, Winter Park, FL 32789 Property Records

Orange County property record for 1659 Harmon Ave, Winter Park, FL 32789

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,708 sqft · built 1987
Lot Size	0.165 acres (7,168 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,564 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`12-22-29-4996-14-190`

Property Details

APN / Parcel Number

Primary APN	`12-22-29-4996-14-190`
Alternative APNs	`292212499614190` `344753` `350012` `354383`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,708 sqft Living Area
Gross Area	3,451 sqft
1st Floor Area	1,985 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,168 sqft (0.165 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	64 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1659 HARMON AVE
City	WINTER PARK
State	FL
Zip	32789-5420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LAWNDALE H/118 LOT 19 BLK N
Legal Range	29E
Legal Township	22S
Legal Section	12
Legal Subdivision	LAWNDALE
Legal Tract	4996
Legal Block	N
Legal Lot Number	19
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	1
Census Block	1068
Census Tract	19000

Owner

1659 Harmon Ave is owned and occupied by two individuals.

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1659 HARMON AVE, WINTER PARK, FL 32789-5420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1659 HARMON AVE, WINTER PARK, FL 32789-5420
Transaction Type	Mortgage
Record Updated	Feb 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1659 HARMON AVE, WINTER PARK, FL 32789-5420

Mortgage

Document Number	0000049866
Date	Jan 25, 2024
Instrument	20240049866

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Feb 6, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1659 Harmon Ave was $3,564, up 5.9% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$243,563 (+2.7%)	$778,680 (+8.55%) Land $297,000 Building $481,680
2025	$3,564.00 (+5.85%) Homeowner's exemption	$237,160	$717,330 Land $220,000 Building $497,330
2024	$3,367.00 (+7.37%)
2023	$3,136.00 (+3.98%) Homeowner's exemption	$223,763 (+3%)	$659,800 (+16.48%) Land $220,000 Building $439,800
2022	$3,016.00 Homeowner's exemption	$217,246	$566,436 Land $195,000 Building $371,436

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1659 Harmon Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1659 Harmon Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER PARK, CITY OF (3 WPS) serves 82,984 people · EPA ID FL3481482
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20