1655 Harmon Ave, Winter Park, FL 32789 Property Records

Orange County property record for 1655 Harmon Ave, Winter Park, FL 32789

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,835 sqft · built 1930
Lot Size0.165 acres (7,166 sqft)
Owner2 Individual Names on Record
Last Sale$391,000 (Sep 2018)
Tax Bill$5,873 (2025)
Deeds & MortgagesJan 2020 Mortgage
Sep 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN12-22-29-4996-14-180

Property Details

APN / Parcel Number

Primary APN12-22-29-4996-14-180
Alternative APNs
  • 292212499614180
  • 344752
  • 350010
  • 354381

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,835 sqft Living Area
Gross Area2,428 sqft
1st Floor Area1,376 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1970
Exterior MaterialStone
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,166 sqft (0.165 acres)
Garage TypeDetached
Garage Area432 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area80 sqft
Patio Area2 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1655 HARMON AVE
CityWINTER PARK
StateFL
Zip32789-5420
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionLAWNDALE H/118 LOT 18 BLK N
Legal Range29E
Legal Township22S
Legal Section12
Legal SubdivisionLAWNDALE
Legal Tract4996
Legal BlockN
Legal Lot Number18
JurisdictionORANGE FL
Township / Civil DivisionORLANDO
Census Block Group1
Census Block1068
Census Tract19000

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1655 HARMON AVE, WINTER PARK, FL 32789-5420
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2020Deed of Trust, Mortgage · Conventional with PMI
WELLS FARGO BK
Sep 24, 2018Warranty Deed, Transfer · Conventional Mortgage
THE MORTGAGE FIRM INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 24, 2018 · Amount on Record
Deed SaleSep 24, 2018 · Amount on Record
Prior SaleJan 8, 1996 · Amount on Record
Deed Document Number2018561658
Record UpdatedJun 8, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address1655 HARMON AVE, WINTER PARK, FL 32789-5420
Document Number0000036063
Instrument DateJan 11, 2020
Transaction TypeMortgage
Record UpdatedFeb 7, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address1655 HARMON AVE WINTER PARK FL 327895420, WINTER PARK, FL 32789-5420

Mortgage

Document Number0000036063
DateJan 17, 2020
Instrument36063
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueJan 16, 2035

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateSep 24, 2018
Property Address1655 HARMON AVE, WINTER PARK, FL 32789-5420
Document Number0000561658
Map ReferenceMB H PG 118
Instrument DateSep 21, 2018
Instrument20180561658
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,737.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address102 S INTERLACHEN AVE APT 208, 102, WINTER PARK, FL 32789-4451

Transferred To (Grantee/Buyer)

NameVerified Name
Address1655 HARMON AVE, WINTER PARK, FL 32789-5420

Mortgage

Document Number0000561659
DateSep 24, 2018
Instrument20180561659
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2048

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$390,978 (+2.7%)$570,720 (+10.22%) Land $297,000 Building $273,720
2025$5,873.00 (+4.63%) Homeowner's exemption$380,699 (+5.99%)$517,820 (+5.42%) Land $220,000 Building $297,820
2024$5,613.00 (+7.34%)
2023$5,229.00 (+3.42%) Homeowner's exemption$359,194 (+3%)$491,193 (+14.15%) Land $220,000 Building $271,193
2022$5,056.00 Homeowner's exemption$348,732$430,309 Land $195,000 Building $235,309

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims2 (2022)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Oct 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER PARK, CITY OF (3 WPS)
serves 82,984 people · EPA ID FL3481482
Water SourceGroundwater
Last State InspectionJan 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

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