1659 Cactus Loop, Richland, WA 99352 Property Records

Benton County property record for 1659 Cactus Loop, Richland, WA 99352

Property Summary

Property Type	Single Family Home
Details	1,300 sqft · built 2003
Lot Size	0.115 acres (5,031 sqft)
Owner	Individual Name on Record
Last Sale	$206,742 (Jul 2020)
Tax Bill	$2,404 (2023)
Deeds & Mortgages	Aug 2022 Line of Credit Aug 2020 Mortgage + 2 more
APN	`125984050000112`

Property Details

APN / Parcel Number

Primary APN	`125984050000112`
Alternative APN	`277839`

Interior

Stories	1 Story
Building Area	1,300 sqft Living Area
Gross Area	1,798 sqft
1st Floor Area	1,318 sqft

Exterior

Year Built	Built 2003
Architectural Style	Mobile Home
Exterior Material	Wood
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	5,031 sqft (0.115 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	1659 CACTUS LOOP
City	RICHLAND
State	WA
Zip	99352-7506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2003 SILVERCREST CLASSIC 26 X 50 (TITLE ELIMINATION AF# 2004-006215 2262004) SECTION 25 TOWNSHIP 9 RANGE 28 QUARTER SE PLAT B
Legal Range	28
Legal Township	09
Legal Section	25
Legal Subdivision	BELLERIVE SPGS
Legal Lot Number	112
Jurisdiction	BENTON WA
Township / Civil Division	RICHLAND-KENNEWICK
Census Block Group	1
Census Block	1009
Census Tract	10820

Owner

Source: Benton County records, as of March 29, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1659 CACTUS LOOP, RICHLAND, WA 99352-7506
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2022	Deed of Trust, Mortgage · Line of Credit COMMUNITY FIRST BANK
Aug 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST BANK
Aug 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST BANK
Jul 31, 2020	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY FIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2020 · Amount on Record
Deed Sale	Jul 31, 2020 · Amount on Record
Prior Sale	Jul 27, 2010 · Amount on Record
Deed Document Number	2020-028151
Record Updated	Jun 7, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON WA
Property Address	1659 CACTUS LOOP, RICHLAND, WA 99352-7506
Transaction Type	Mortgage
Record Updated	May 7, 2026
Title Company	BENTON-FRANKLIN TITLE, BENTON FRANKLIN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026174
Date	Aug 8, 2022
Instrument	2022-026174

Lender

Name	COMMUNITY FIRST BANK
Type	Bank
Address	KENNEWICK, WA 99336

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON WA
Property Address	1659 CACTUS LOOP, RICHLAND, WA 99352-7506
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	CASCADE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028635
Date	Aug 4, 2020
Instrument	2020-028635

Lender

Name	COMMUNITY FIRST BANK
Type	Bank
Address	KENNEWICK, WA 99336

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2035

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON WA
Property Address	1659 CACTUS LOOP, RICHLAND, WA 99352-7506
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	CASCADE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028664
Date	Aug 4, 2020
Instrument	2020-028664

Lender

Name	COMMUNITY FIRST BANK
Type	Bank
Address	KENNEWICK, WA 99336

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2035

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON WA
Recording Date	Jul 31, 2020
Property Address	1659 CACTUS LOOP, RICHLAND, WA 99352-7506
Document Number	0000028151
Map Reference	VOL 15 PG 147
Instrument Date	Jul 22, 2020
Instrument	2020-028151
Transaction Type	Transfer
Record Updated	Dec 20, 2021
Title Company	CASCADE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,685.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	629 N FISHER ST # 203, 203, KENNEWICK, WA 99336-2500

Mortgage

Document Number	0000028152
Date	Jul 31, 2020
Instrument	2020-028152

Lender

Name	COMMUNITY FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

Source: Benton County assessment roll, as of May 31, 2023

Property Jurisdictions

Type	Name
State	Washington
County	Benton County
Municipality	Richland City
Unified School District	Richland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,404.00	$276,660 (+15.32%) Land $50,000 Building $226,660	$276,660 (+15.32%) Land $50,000 Building $226,660
2022		$239,910 Land $50,000 Building $189,910	$239,910 Land $50,000 Building $189,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RICHLAND serves 106,499 people · EPA ID WA5372250
Water Source	Surface water
Last State Inspection	May 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	370 / 211
Verizon Fixed Wireless	300 / 20
PocketiNet Fixed Wireless	200 / 50
xyTel Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Advanced High Speed Internet, T-Mobile, Ziply Fiber.

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