1658 Cactus Loop, Richland, WA 99352 Property Records

Benton County property record for 1658 Cactus Loop, Richland, WA 99352

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,774 sqft · built 2015
Lot Size	0.213 acres (9,287 sqft)
Owner	Individual on Record
Last Sale	$299,900 (Oct 2019)
Tax Bill	$3,354 (2023)
Deeds & Mortgages	Jan 2021 Mortgage Oct 2019 Sale & Mortgage + 2 more
APN	`125984050000098`

Property Details

APN / Parcel Number

Primary APN	`125984050000098`
Alternative APN	`277825`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,774 sqft Living Area
Gross Area	2,302 sqft
1st Floor Area	1,774 sqft

Exterior

Year Built	Built 2015
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	9,287 sqft (0.213 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Patio Area	72 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	1658 CACTUS LOOP
City	RICHLAND
State	WA
Zip	99352-7506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 25 TOWNSHIP 9 RANGE 28 QUARTER SE PLAT BELLERIVE SPRINGS, LOT 98, 942001, AF#01-027556
Legal Range	28
Legal Township	09
Legal Section	25
Legal Subdivision	BELLERIVE SPGS
Legal Lot Number	98
Jurisdiction	BENTON WA
Township / Civil Division	RICHLAND-KENNEWICK
Census Block Group	1
Census Block	1006
Census Tract	10820

Owner

Source: Benton County assessment roll, as of May 31, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	712 S YOUNG PL, KENNEWICK, WA 99336-9518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage LPMC LLC
Oct 8, 2019	Warranty Deed, Transfer · Conventional Mortgage LPMC LLC
Jun 21, 2019	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Feb 3, 2018	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2019 · Amount on Record
Deed Sale	Oct 8, 2019 · Amount on Record
Prior Sale	May 26, 2016
Deed Document Number	2019-030944
Record Updated	Jun 7, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON WA
Property Address	1658 CACTUS LOOP, RICHLAND, WA 99352-7506
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004194
Date	Jan 27, 2021
Instrument	2021-004194

Lender

Name	LPMC LLC
Type	Non-Lending Institution
Address	SALEM, OR 97302

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON WA
Recording Date	Oct 8, 2019
Property Address	1658 CACTUS LOOP, RICHLAND, WA 99352-7506
Document Number	0000030944
Map Reference	VOL 15 PG 147
Instrument Date	Oct 2, 2019
Instrument	2019-030944
Transaction Type	Transfer
Record Updated	Dec 20, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,343.22
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1658 CACTUS LOOP, RICHLAND, WA 99352-7506

Mortgage

Document Number	0000030945
Date	Oct 8, 2019
Instrument	2019-030945

Lender

Name	LPMC LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON WA
Property Address	1658 CACTUS LOOP, RICHLAND, WA 99352-7506
Document Number	0000017915
Instrument Date	Jun 21, 2019
Transaction Type	Mortgage
Record Updated	Jul 23, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1658 CACTUS LOOP RICHLAND WA 993527506, RICHLAND, WA 99352-7506

Mortgage

Document Number	0000017915
Date	Jul 1, 2019
Instrument	17915

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 30, 2049

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON WA
Property Address	1658 CACTUS LOOP, RICHLAND, WA 99352-7506
Document Number	0000003906
Instrument Date	Feb 3, 2018
Transaction Type	Mortgage
Record Updated	Feb 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1658 CACTUS LOOP RICHLAND WA 993527506, RICHLAND, WA 99352-7506

Mortgage

Document Number	0000003906
Date	Feb 9, 2018
Instrument	3906

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 8, 2048

Tax Assessment & Valuation

Source: Benton County assessment roll, as of May 31, 2023

Property Jurisdictions

Type	Name
State	Washington
County	Benton County
Municipality	Richland City
Unified School District	Richland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,354.00	$400,400 (+19.22%) Land $50,000 Building $350,400	$400,400 (+19.22%) Land $50,000 Building $350,400
2022		$335,850 Land $50,000 Building $285,850	$335,850 Land $50,000 Building $285,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RICHLAND serves 106,499 people · EPA ID WA5372250
Water Source	Surface water
Last State Inspection	May 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Spectrum Cable	1,000 / 1,000
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	370 / 211
Verizon Fixed Wireless	300 / 20
PocketiNet Fixed Wireless	200 / 50
xyTel Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Advanced High Speed Internet, T-Mobile.

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