1658 Iris Ct, Los Banos, CA 93635 Property Records

Merced County property record for 1658 Iris Ct, Los Banos, CA 93635

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,700 sqft · built 2002
Lot Size	0.144 acres (6,289 sqft)
Owner	2 Individual Names on Record
Last Sale	$348,000 (Jun 2016)
Tax Bill	$5,013 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Apr 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`431-132-019-000`

Property Details

APN / Parcel Number

Primary APN	`431-132-019-000`
Alternative APNs	`083512019000` `431-132-019`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,700 sqft Living Area
Gross Area	649 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,289 sqft (0.144 acres)
Garage Type	Attached
Garage Area	649 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Old Parcel Number	431-132-019
Street Address	1658 IRIS CT
City	LOS BANOS
State	CA
Zip	93635-4565
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOS BANOS GDN #3 UNIT #2 LOT 33
Legal Subdivision	LOS BANOS GARDEN 03
Legal Lot Number	33
Jurisdiction	MERCED CA
Township / Civil Division	LOS BANOS
Census Block Group	4
Census Block	4016
Census Tract	2301

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1658 IRIS CT, LOS BANOS, CA 93635-4565
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage CEFCU
Apr 21, 2017	Deed of Trust, Mortgage · Line of Credit CEFCU
Dec 1, 2020	Deed of Trust, Mortgage · Line of Credit CEFCU
Jul 1, 2020	Quit Claim Deed, Transfer LEND PLUS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2016 · Amount on Record
Deed Sale	Jun 24, 2016 · Amount on Record
Prior Sale	Jan 29, 2016 · Amount on Record
Deed Document Number	201620787
Last Transfer Date	Jun 24, 2020
Transfer Doc	0000021635
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	1658 IRIS CT, LOS BANOS, CA 93635-4565
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	FAT FIRST AMERICAN TITLE COM

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012560
Date	Apr 21, 2017
Instrument	2017-012560

Lender

Name	CEFCU
Type	Credit Union
Address	PEORIA, IL 61656

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	1658 IRIS CT, LOS BANOS, CA 93635-4565
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012561
Date	Apr 21, 2017
Instrument	2017-012561

Lender

Name	CEFCU
Type	Credit Union
Address	PEORIA, IL 61607

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	276 Months
Due	Apr 20, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	1658 IRIS CT, LOS BANOS, CA 93635-4565
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1658 IRIS CT, LOS BANOS, CA 93635-4565

Mortgage

Document Number	0000045617
Date	Dec 1, 2020
Instrument	2020045617

Lender

Name	CEFCU
Type	Credit Union
Address	PEORIA, IL 61607

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Jul 1, 2020
Property Address	1658 IRIS CT, LOS BANOS, CA 93635-4565
Document Number	0000021635
Instrument Date	Jun 24, 2020
Instrument	21635
Transaction Type	Transfer
Record Updated	Jul 24, 2020
Title Company	WESTERN RESOURCES TITLE, WESTERN RSRCS TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1658 IRIS CT LOS BANOS CA 936354565, LOS BANOS, CA 93635-4565

Mortgage

Document Number	21636
Date	Jul 1, 2020
Instrument	21636

Lender

Name	LEND PLUS
Address	ALISO VIEJO, CA 92656

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 30, 2050

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Los Banos City
Unified School District	Los Banos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$420,190 (+2%) Land $66,407 Building $353,783
2025	$5,013.00 (+6.05%)	$411,952 (+4.04%) Land $65,105 Building $346,847
2023	$4,727.00 (+2.18%)	$395,958 Land $62,578 Building $333,380
2022	$4,626.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T.

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