16574 Rd L, Ottawa, OH 45875 Property Records

Putnam County property record for 16574 Rd L, Ottawa, OH 45875 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,752 sqft · built 2018
Lot Size	5.29 acres (230,607 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,040 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09-033090.0100`

Property Details

APN / Parcel Number

Primary APN	`09-033090.0100`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,752 sqft Living Area
1st Floor Area	2,127 sqft
Upper Floors Area	617 sqft
Basement Area	2,127 sqft
Unfinished Basement	2,309 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	230,607 sqft (5.29 acres)

Exterior Amenities

Porch	Slab
Porch Area	720 sqft
Shed	1 Shed
Shed Area	154 sqft
Utility Building	4,800 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	16574 ROAD L
City	OTTAWA
State	OH
Zip	45875-8430
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1N 6E 28 PAR 1 EPT SE SW
Legal Range	6E
Legal Township	1N
Legal Section	28
Jurisdiction	PUTNAM OH
Township / Civil Division	GREENSBURG
Census Block Group	4
Census Block	4145
Census Tract	30200

Owner

Source: Putnam County records · APN 09-033090.0100

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	16574 ROAD L, OTTAWA, OH 45875-8430
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	16574 ROAD L, OTTAWA, OH 45875-8430
Transaction Type	Mortgage
Record Updated	Mar 08, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00743/2119
Date	Feb 25, 2022
Book Page	743/2119
Instrument	202200000820

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 10, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Putnam County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Greensburg Township
Unified School District	Kalida Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,040.00 (-6.31%) Homeowner's exemption	$192,150 (+22.47%) Land $13,000 Building $179,150	$549,000 (-) Land $37,140 Building $511,860
2023	$6,447.00 (+8.88%) Homeowner's exemption Additional exemption filed	$156,900 (-) Land $9,290 Building $147,610	$549,000 (+22.47%) Land $37,140 Building $511,860
2022	$5,921.00 Homeowner's exemption	$156,900 Land $9,290 Building $147,610
2020			$448,280 Land $26,540 Building $421,740

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Putnam County (39137C), updated December 1, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391370302004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Nearby Flood Policies	2 in force 1 of 2 on primary residences
Nearby Flood Claims	3 (2007)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2007, river or lake flooding, Severe Storms, Flooding, And Tornadoes
Flood Events	Severe Storms, Flooding, And Tornadoes (Aug 2007), 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.