Putnam County property record for 15845 Rd L, Ottawa, OH 45875 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,652 sqft |
| Lot Size | 5 acres (217,844 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $7,500 (Feb 2017) |
| Tax Bill | $2,325 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Aug 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 53-032080.0300 |
| Primary APN | 53-032080.0300 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,652 sqft Living Area |
| 1st Floor Area | 1,652 sqft |
| Basement Area | 300 sqft |
| Unfinished Basement | 300 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Construction Type | Wood |
|---|---|
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 217,844 sqft (5 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Private |
| Street Address | 15845 ROAD L |
|---|---|
| City | OTTAWA |
| State | OH |
| Zip | 45875-9453 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1N 6E 34 EPT NPTS W NW |
| Legal Range | 6E |
| Legal Township | 1N |
| Legal Section | 34 |
| Legal Subdivision | GERDING PLATTING |
| Jurisdiction | PUTNAM OH |
| Township / Civil Division | UNION |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 30600 |
Source: Putnam County records · APN 53-032080.0300
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15845 ROAD L, OTTAWA, OH 45875-9453 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2026 | Deed of Trust, Mortgage · Line of Credit AGENCY CREDIT |
| Aug 23, 2022 | Deed of Trust, Mortgage · Line of Credit AG CREDIT AGRICULTURAL CREDIT ASSN |
| Feb 07, 2017 | Warranty Deed, Transfer · Line of Credit AG CREDIT AGRICULTURAL CREDIT ASSN |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 07, 2017 · Amount on Record |
| Deed Sale | Feb 07, 2017 · Amount on Record |
| Prior Sale | Oct 16, 2012 · Amount on Record |
| Deed Document Number | 2017541 |
| Deed Book / Page | 686 / 1300 |
| Prior Transfer Date | Oct 11, 2012 |
| Prior Transfer Doc | 643/0032 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM OH |
| Recording Date | May 28, 2026 |
| Property Address | 15845 ROAD L, OTTAWA, OH 45875-9453 |
| Document Number | 0000002280 |
| Book / Page | 787 / 1541 |
| Instrument Date | May 22, 2026 |
| Instrument | 20262280 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 15845 ROAD L, OTTAWA, OH 45875-9453 |
| Document Number | 0000002280, |
|---|---|
| Date | May 28, 2026 |
| Book Page | 787/1541 |
| Instrument | 20262280 |
| Name | AGENCY CREDIT |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM OH |
| Property Address | 15845 ROAD L, OTTAWA, OH 45875-9453 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00749/1207 |
|---|---|
| Date | Aug 23, 2022 |
| Book Page | 749/1207 |
| Instrument | 202200003711 |
| Name | AG CREDIT AGRICULTURAL CREDIT ASSN |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM OH |
| Recording Date | Feb 07, 2017 |
| Property Address | 15845 ROAD L, OTTAWA, OH 45875-9453 |
| Document Number | 00686/1300 |
| Book / Page | 686 / 1300 |
| Instrument Date | Feb 01, 2017 |
| Instrument | 201700000541 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $30.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 15845 ROAD L, OTTAWA, OH 45875-9453 |
| Document Number | 201700000543 |
|---|---|
| Date | Feb 07, 2017 |
| Instrument | 201700000543 |
| Name | AG CREDIT AGRICULTURAL CREDIT ASSN |
|---|---|
| Type | Lending Institution |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 293 Months |
| Due | Jul 01, 2041 |
Source: Putnam County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Putnam County |
| County Subdivision | Union Township |
| Unified School District | Kalida Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,325.00 (-6.29%) Homeowner's exemption | $78,520 (+35.45%) Land $13,440 Building $65,080 | $224,340 (-) Land $38,400 Building $185,940 |
| 2023 | $2,481.00 (+22.82%) Homeowner's exemption Additional exemption filed | $57,970 (-) Land $9,730 Building $48,240 | $224,340 (+35.45%) Land $38,400 Building $185,940 |
| 2022 | $2,020.00 Homeowner's exemption | $57,970 Land $9,730 Building $48,240 | |
| 2020 | $165,630 Land $27,800 Building $137,830 |
Source: FEMA National Flood Hazard Layer, Putnam County (39137C), updated December 1, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 1% of the US · above 4% of Ohio |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 6 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Kalida Telephone Company | Fiber | 1,000 / 1,000 |
| Defiance Holdings | Fixed Wireless | 500 / 100 |
| Benton Ridge Telephone Company | Fixed Wireless | 400 / 40 |
| Verizon | Fixed Wireless | 300 / 20 |
| HDER Link | Fixed Wireless (unlicensed) | 100 / 100 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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