1657 Red Loop, Lakeland, FL 33801 Property Records

Polk County property record for 1657 Red Loop, Lakeland, FL 33801 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 3,353 sqft · built 2023
Lot Size	0.138 acres (5,998 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Aug 2023)
Tax Bill	$3,761 (2024)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-28-12-178758-001480`

Property Details

APN / Parcel Number

Primary APN	`24-28-12-178758-001480`
Alternative APN	`122824178758001480`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,353 sqft Living Area
Gross Area	3,794 sqft
1st Floor Area	1,808 sqft
Upper Floors Area	1,545 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	5,998 sqft (0.138 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	441 sqft
Porch	Unfinished Open Porch
Porch Area	24 sqft

Location & Zoning

Street Address	1657 RED LOOP
City	LAKELAND
State	FL
Zip	33801-9595
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SADDLE CREEK PRESERVE PHASE 1 PB 189 PGS 20-23 LOT 148
Legal Subdivision	SADDLE CREEK PRESERVE PHASE 1
Legal Block	2
Legal Lot Number	148
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	2
Census Block	2003
Census Tract	11603

Owner

Source: Polk County records · APN 24-28-12-178758-001480

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1657 RED LOOP, LAKELAND, FL 33801-9595
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 22, 2023 · Amount on Record
Deed Sale	Aug 22, 2023 · Amount on Record
Deed Document Number	2023196709
Deed Book / Page	12809 / 721
Record Updated	Sep 20, 2026

August 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 22, 2023
Property Address	1657 RED LOOP, LAKELAND, FL 33801-9595
Document Number	0000196709
Book / Page	12809 / 721
Map Reference	MB 189 PG 20
Instrument Date	Aug 10, 2023
Instrument	2023196709
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 05, 2024
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,870.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4301 W BOY SCOUT BLVD # BLVD600, BLVD600, TAMPA, FL 33607-5709

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1657 RED LOOP, LAKELAND, FL 33801-9595

Mortgage

Document Number	0012809725
Date	Aug 22, 2023
Instrument	12809/725

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2053

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$338,342 (+576.68%) Land $52,000 Building $286,342	$338,342 (+576.68%) Land $52,000 Building $286,342
2024	$3,761.00 (-5.36%)
2023	$3,974.00 (+7.43%)	$50,000 (+19.05%) Land $50,000	$50,000 (+19.05%) Land $50,000
2022	$3,699.00	$42,000 Land $42,000	$42,000 Land $42,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050116032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 14 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	14 in force 11 of 14 on primary residences
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024, rainfall accumulation, Hurricane Milton

Wildfire

Wildfire Risk	High above 77% of the US · above 64% of Florida
Wildfire Likelihood	About 1 in 246 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.