Polk County property record for 1640 Red Loop, Lakeland, FL 33801
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,633 sqft · built 2023 |
| Lot Size | 0.14 acres (6,077 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $362,100 (Sep 2023) |
| Tax Bill | $3,605 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-28-12-178758-001590 |
| Primary APN | 24-28-12-178758-001590 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,633 sqft Living Area |
| Gross Area | 3,053 sqft |
| 1st Floor Area | 1,100 sqft |
| Upper Floors Area | 1,533 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 6,077 sqft (0.14 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 35 sqft |
| Street Address | 1640 RED LOOP |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33801-9594 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SADDLE CREEK PRESERVE PHASE 1 PB 189 PGS 20-23 LOT 159 |
| Legal Subdivision | SADDLE CREEK PRESERVE PHASE 1 |
| Legal Block | 2 |
| Legal Lot Number | 159 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 11603 |
Source: Polk County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1640 RED LOOP, LAKELAND, FL 33801-9594 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2023 · Amount on Record |
| Deed Sale | Sep 18, 2023 · Amount on Record |
| Deed Document Number | 2023219453 |
| Deed Book / Page | 12840 / 2171 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Sep 18, 2023 |
| Property Address | 1640 RED LOOP, LAKELAND, FL 33801-9594 |
| Document Number | 0000219453 |
| Book / Page | 12840 / 2171 |
| Map Reference | MB 189 PG 20 |
| Instrument Date | Aug 30, 2023 |
| Instrument | 2023219453 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 5, 2024 |
| Title Company | LENNAR TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,534.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4301 W BOY SCOUT BLVD, TAMPA, FL 33607-5709 |
| Name | Verified Name |
|---|---|
| Address | 1640 RED LOOP, LAKELAND, FL 33801-9594 |
| Document Number | 0128402175 |
|---|---|
| Date | Sep 18, 2023 |
| Instrument | 12840/2175 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2053 |
Source: Polk County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,605.00 (-9.29%) | $278,864 (+457.73%) Land $52,000 Building $226,864 | $278,864 (+457.73%) Land $52,000 Building $226,864 |
| 2023 | $3,974.00 (+7.43%) | $50,000 (+19.05%) Land $50,000 | $50,000 (+19.05%) Land $50,000 |
| 2022 | $3,699.00 | $42,000 Land $42,000 | $42,000 Land $42,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 64% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF AUBURNDALE serves 35,239 people · EPA ID FL6530090 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures