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1657 Alligator Dr, Panacea, FL 32346 Property Records

Franklin County property record for 1657 Alligator Dr, Panacea, FL 32346

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,584 sqft · built 1974
Lot Size0.525 acres (22,869 sqft)
Owner2 Company Names on Record
Last Sale$850,000 (Apr 2024)
Tax Bill$8,547 (2025)
Deeds & MortgagesApr 2024 Sale
Flood ZoneZone VE (high risk)
APN03-07S-02W-1010-0000-0540

Property Details

APN / Parcel Number

Primary APN03-07S-02W-1010-0000-0540
Alternative APN
  • 02W07S03101000000540

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,584 sqft Living Area
1st Floor Area1,584 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area22,869 sqft (0.525 acres)
Lot Dimensions229 ft deep x 100 ft wide
View / LotGulf
PorchUnfinished Open Porch
Porch Area916 sqft
Deck Area16 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1657 ALLIGATOR DR
CityPANACEA
StateFL
Zip32346-5119
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 54 S OF HWY OR 114/265 ALLIGATOR POINT SUB OR 114/497 332/217 377/228 436/266 519/1 615/178 639/254 650/339 678/351 722/467 1098/414 1389/280
Legal Range02W
Legal Township07S
Legal Section03
Legal SubdivisionALLIGATOR POINT SUB
Legal Lot Number54
JurisdictionFRANKLIN FL
Township / Civil DivisionCARRABELLE
Census Block Group2
Census Block2003
Census Tract970102

Owner

Source: Franklin County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address649 HARBOR IS, CLEARWATER, FL 33767-1802
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 16, 2024 · Amount on Record
Deed SaleApr 16, 2024 · Amount on Record
Prior SaleOct 9, 2001 · Amount on Record
Deed Document Number20241815
Deed Book / Page1389 / 280
Prior Transfer DateJul 24, 2013
Prior Transfer Doc0019004871
Record UpdatedJun 8, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateApr 16, 2024
Property Address1657 ALLIGATOR DR, PANACEA, FL 32346-5119
Document Number0019001815
Book / Page1389 / 280
Map ReferenceMB 1 PG 25-28
Instrument DateApr 10, 2024
Instrument202419001815
Transaction TypeTransfer
Record UpdatedMay 14, 2024
Title CompanyWAKULLA TITLE COMPANY INC

Transaction

AmountAmount Recorded
Tax$5,950.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4911 TANGLEWOOD DR, NASHVILLE, TN 37216-1419

Transferred To (Grantee/Buyer)

NameVerified Name
Address649 HARBOR IS, CLEARWATER, FL 33767-1802

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,547.00 (+26.1%)$805,891 (+26.73%) Land $549,600 Building $256,291$805,891 (+26.73%) Land $549,600 Building $256,291
2024$6,778.00 (+6.52%)$635,895 (+13.57%) Land $377,850 Building $258,045$635,895 (+13.57%) Land $377,850 Building $258,045
2023$6,363.00 (-0.27%)$559,912 (+2.48%) Land $366,400 Building $193,512$559,912 (+2.48%) Land $366,400 Building $193,512
2022$6,380.00$546,385 Land $366,400 Building $179,985$546,385 Land $366,400 Building $179,985

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation17.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 293 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies329 units insured
incl. 36 condo units
Nearby Flood Claims72 (2005–2024)
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Sep 2024 · 12 claims
  • Hurricane Michael, Oct 2018 · 45 claims
  • Hurricane Dennis, Jul 2005 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALLIGATOR POINT WATER RESOURCE DISTRICT
public/private · serves 1,400 people · EPA ID FL1190013
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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