16564 Centipede St, Clermont, FL 34714 Property Records

Lake County property record for 16564 Centipede St, Clermont, FL 34714

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,983 sqft · built 2019
Lot Size	0.135 acres (5,916 sqft)
Owner	Individual Name on File
Last Sale	$279,028 (Jun 2019)
Tax Bill	$3,986 (2024)
Deeds & Mortgages	Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-24-26-0109-000-18600`

Property Details

APN / Parcel Number

Primary APN	`14-24-26-0109-000-18600`
Alternative APN	`3912180`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,983 sqft Living Area
1st Floor Area	1,983 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2024
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	5,916 sqft (0.135 acres)
Garage Type	Finished
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3912180
Street Address	16564 CENTIPEDE ST
City	CLERMONT
State	FL
Zip	34714-5089
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAWGRASS BAY PHASE 4B1 PB 70 PG 55-56 LOT 186 ORB 5298 PG 1819
Legal Range	26E
Legal Township	24S
Legal Section	14
Legal Subdivision	SAWGRASS BAY
Legal Phase	4B
Legal Tract	109
Legal Lot Number	186
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2012
Census Tract	31314

Owner

16564 Centipede St is owned and occupied by an individual who bought it in June 2019.

Source: Lake County records, as of December 15, 2025

Owner of Record	Individual Name on File
Mailing Address	16564 CENTIPEDE ST, CLERMONT, FL 34714-5089
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2019 · Amount on File
Deed Sale	Jun 21, 2019 · Amount on File
Deed Document Number	2019070034
Deed Book / Page	5298 / 1819
Record Updated	Jun 8, 2026

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE FL
Recording Date	Jun 21, 2019
Property Address	16564 CENTIPEDE ST, CLERMONT, FL 34714-5089
Document Number	0052981819
Book / Page	005298 / 001819
Instrument Date	Jun 21, 2019
Instrument	70034
Transaction Type	Transfer
Record Updated	Jul 8, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,953.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16564 CENTIPEDE ST CLERMONT FL 34711, CLERMONT, FL 34711

Mortgage

Document Number	52981821
Date	Jun 21, 2019
Book Page	005298/001821
Instrument	70035

Lender

Name	KBHS HM LNS LLC
Address	IRVING, TX 75039

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 20, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$267,530 Land $100,000 Building $167,530	$326,872 Land $100,000 Building $226,872
2024	$3,986.00 (+7.9%)
2023	$3,694.00 (+7.98%) Homeowner's exemption	$252,420 (+3%)	$356,732 (+19.02%) Land $100,000 Building $256,732
2022	$3,421.00 Homeowner's exemption	$245,070	$299,732 Land $43,000 Building $256,732

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16564 Centipede St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 83 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	83 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16564 Centipede St is high, ranking above 77% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 65% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: CenturyLink, Verizon.

Nearby Properties on Centipede St

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