16556 Centipede St, Clermont, FL 34714 Property Records

Lake County property record for 16556 Centipede St, Clermont, FL 34714

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,701 sqft · built 2019
Lot Size0.136 acres (5,967 sqft)
Owner2 Individual Names on Record
Last Sale$262,351 (May 2019)
Tax Bill$3,786 (2024)
Deeds & MortgagesJun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN14-24-26-0109-000-18800

Property Details

APN / Parcel Number

Primary APN14-24-26-0109-000-18800
Alternative APN
  • 3912182

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,701 sqft Living Area
1st Floor Area1,701 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2024
Exterior MaterialBrick Veneer
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area5,967 sqft (0.136 acres)
Garage TypeFinished
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number3912182
Street Address16556 CENTIPEDE ST
CityCLERMONT
StateFL
Zip34714-5089
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSAWGRASS BAY PHASE 4B1 PB 70 PG 55-56 LOT 188 ORB 5287 PG 1989
Legal Range26E
Legal Township24S
Legal Section14
Legal SubdivisionSAWGRASS BAY
Legal Phase4B
Legal Tract109
Legal Lot Number188
JurisdictionLAKE FL
Township / Civil DivisionCLERMONT
Census Block Group2
Census Block2012
Census Tract31314

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address16556 CENTIPEDE ST, CLERMONT, FL 34714-5089
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 31, 2019 · Amount on Record
Deed SaleMay 31, 2019 · Amount on Record
Deed Document Number2019061016
Deed Book / Page5287 / 1989
Record UpdatedJun 8, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address16556 CENTIPEDE ST, CLERMONT, FL 34714-5089
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0054910796
DateJun 23, 2020
Book Page5491/796
Instrument2020067024
Lender
NameTRUIST BANK
TypeBank
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$251,890 (+5.98%) Land $100,000 Building $151,890$304,896 (-7.42%) Land $100,000 Building $204,896
2024$3,786.00 (+8.23%)
2023$3,498.00 (+8.3%) Homeowner's exemption$237,670 (+3%)$329,337 (+20.93%) Land $100,000 Building $229,337
2022$3,230.00 Homeowner's exemption$230,750$272,337 Land $43,000 Building $229,337

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 83 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies83 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · above 65% of Florida
Wildfire Likelihood0.5% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE UTILITY SERVICES INC NORTH (8 WPS)
public/private · serves 24,798 people · EPA ID FL3354883
Water SourceGroundwater
Last State InspectionNov 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2021
Haloacetic acids
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

May also be available: CenturyLink, Verizon.

Nearby Properties on Centipede St

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