16562 Reservoir Loop, Dumfries, VA 22026 Property Records

Prince William County property record for 16562 Reservoir Loop, Dumfries, VA 22026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,984 sqft · built 2006
Lot Size0.096 acres (4,199 sqft)
OwnerIndividual Name on File
Last Sale$375,000 (Jul 2013)
Tax Bill$5,379 (2024)
Deeds & MortgagesJun 2023 Second Mortgage
Feb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN8290-21-2272

Property Details

APN / Parcel Number

Primary APN8290-21-2272
Alternative APN
  • 238978

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,984 sqft Living Area
Gross Area3,084 sqft
1st Floor Area1,124 sqft
Basement Area980 sqft
Finished Basement880 sqft
Unfinished Basement100 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Roof TypeFlat
Roof MaterialComposition Shingle
Lot Area4,199 sqft (0.096 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area32 sqft
Deck Area112 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number238978
Street Address16562 RESERVOIR LOOP
CityDUMFRIES
StateVA
Zip22026-6850
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePMR
Legal DescriptionSPYGLASS HILL SEC 4 L-20
Legal SubdivisionSPYGLASS HILL
Legal Block2
Legal Lot Number20
JurisdictionPRINCE WILLIAM VA
Township / Civil DivisionPOTOMAC
Census Block Group2
Census Block2004
Census Tract901016

Owner

16562 Reservoir Loop is owned and occupied by an individual who bought it in July 2013.

Source: Prince William County records, as of August 13, 2025

Owner of RecordIndividual Name on File
Mailing Address16562 RESERVOIR LOOP, DUMFRIES, VA 22026-6850
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 12, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
TD BANK NA
Feb 11, 2021Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 1, 2013 · Amount on File
Deed SaleJul 1, 2013 · Amount on File
Prior SaleFeb 29, 2008 · Amount on File
Deed Document Number201367173
Prior Transfer DateMar 6, 2009
Prior Transfer Doc0000041987
Record UpdatedSep 20, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPRINCE WILLIAM VA
Property Address16562 RESERVOIR LOOP, DUMFRIES, VA 22026-6850
Transaction TypeMortgage
Record UpdatedJun 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000029463
DateJun 12, 2023
Instrument202306120029463
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term359 Months
DueMay 18, 2053

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPRINCE WILLIAM VA
Property Address16562 RESERVOIR LOOP, DUMFRIES, VA 22026-6850
Transaction TypeMortgage
Record UpdatedMar 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number210000017698
DateFeb 11, 2021
Instrument202102110017698
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term359 Months
DueJan 1, 2051
Interest
Rate2.5%

Tax Assessment & Valuation

Source: Prince William County assessment roll, as of August 13, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyPrince William County
Unified School DistrictPrince William County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$599,600 Land $209,600 Building $390,000$599,600 Land $209,600 Building $390,000
2024$5,379.00 (+2.73%)
2023$5,236.00$503,300 Land $174,800 Building $328,500$503,300 Land $174,800 Building $328,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16562 Reservoir Loop in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims2 (2011–2013)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16562 Reservoir Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPWCSA - EAST
serves 168,747 people · EPA ID VA6153600
Water SourcePurchased surface water from several systems
Last State InspectionApr 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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