Oldham County property record for 1656 Victory Ct, Prospect, KY 40059 · Last verified April 2026
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3 ba · 2,516 sqft · built 1998 |
| Lot Size | 0.179 acres (7,797 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $404,000 (Nov 2022) |
| Tax Bill | $5,020 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Nov 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 01-05-01-14 |
| Primary APN | 01-05-01-14 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,516 sqft Living Area |
| Basement Area | 1,258 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,797 sqft (0.179 acres) |
| Garage Type | Basement |
| Garage Area | 568 sqft |
| Driveway | Asphalt Driveway |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 69942 |
|---|---|
| Street Address | 1656 VICTORY CT |
| City | PROSPECT |
| State | KY |
| Zip | 40059-9175 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | CONDO |
| Legal Subdivision | YACHT CLUB ESTATES |
| Legal Block | SEC 1 |
| Legal Lot Number | 14 |
| Jurisdiction | OLDHAM KY |
| Township / Civil Division | PEWEE VALLEY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 30801 |
Source: Oldham County records · APN 01-05-01-14
Assessment roll updated December 23, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1656 VICTORY CT, PROSPECT, KY 40059-9175 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 03, 2023 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Nov 10, 2022 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA |
| Oct 21, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 10, 2022 · Amount on Record |
| Deed Sale | Nov 10, 2022 · Amount on Record |
| Prior Sale | Oct 26, 2012 · Amount on Record |
| Deed Document Number | 2022712333 |
| Deed Book / Page | 1344 / 11 |
| Prior Transfer Date | Oct 02, 2021 |
| Prior Transfer Doc | D1307/212 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 1656 VICTORY CT, PROSPECT, KY 40059-9175 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1656 VICTORY CT, PROSPECT, KY 40059-9175 |
| Document Number | 0M2629/493 |
|---|---|
| Date | Jul 03, 2023 |
| Book Page | M2629/493 |
| Instrument | 733481 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 25, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Nov 10, 2022 |
| Property Address | 1656 VICTORY CT, PROSPECT, KY 40059-9175 |
| Document Number | 00D1344/11 |
| Book / Page | D1344 / 11 |
| Map Reference | MB 486 PG 10 |
| Instrument Date | Nov 08, 2022 |
| Instrument | 712333 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6803 HUNTERS RUN PL, 6803, PROSPECT, KY 40059-8877 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1656 VICTORY CT, PROSPECT, KY 40059-9175 |
| Document Number | 0000712336 |
|---|---|
| Date | Nov 10, 2022 |
| Instrument | 712336 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 01, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.1% |
| Index | Other |
| Margin | 3 |
| Max Rate | 11.1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Oct 21, 2021 |
| Property Address | 1656 VICTORY CT, PROSPECT, KY 40059-9175 |
| Document Number | D1307/212 |
| Book / Page | D1307 / 212 |
| Map Reference | MB 1 PG 15I |
| Instrument Date | Oct 02, 2021 |
| Instrument | 661613 |
| Transaction Type | Transfer |
| Record Updated | Nov 01, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1656 VICTORY CT, PROSPECT, KY 40059-9175 |
Source: Oldham County records · Assessment roll updated December 23, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Unified School District | Oldham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,020.00 (-0.42%) | $404,000 (-) Building $404,000 | $404,000 (-) Building $404,000 |
| 2023 | $5,041.00 | $404,000 Building $404,000 | $404,000 Building $404,000 |
Source: FEMA National Flood Hazard Layer, Oldham County (21185C), updated October 15, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211850308011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 93 individual NFIP policies nearby |
| Nearby Flood Policies | 93 in force |
| Nearby Flood Claims | 776 (1978–2025) |
| Claims Outside the SFHA | 47 of 776 |
| Most Recent Claim | Apr 2025, other causes, Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 148 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| AT&T | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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