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1656 Rustic Ln, Keego Harbor, MI 48320 Property Records

Oakland County property record for 1656 Rustic Ln, Keego Harbor, MI 48320

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,437 sqft · built 1915
Lot Size0.138 acres (6,011 sqft)
OwnerIndividual Name on File
Last Sale$255,000 (Aug 2005)
Tax Bill$4,322 (2025)
Deeds & MortgagesNov 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN36-18-01-106-033

Property Details

APN / Parcel Number

Primary APN36-18-01-106-033

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,437 sqft Living Area
1st Floor Area1,417 sqft
Basement Area1,417 sqft
Unfinished Basement1,417 sqft

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1985
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,011 sqft (0.138 acres)
Lot Dimensions100 ft deep x 60 ft wide
Deck Area450 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address1656 RUSTIC LN
CityKEEGO HARBOR
StateMI
Zip48320-1126
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT2N, R9E, SEC 1 OLD ORCHARD PARK SUB LOT 5
Legal Range09E
Legal Township02N
Legal Section01
Legal SubdivisionOLD ORCHARD PARK SUB
Legal Lot Number5
JurisdictionOAKLAND MI
Township / Civil DivisionKEEGO HARBOR
Census Block Group1
Census Block1001
Census Tract154200

Owner

1656 Rustic Ln is owned by an individual who acquired it in April 2015.

Source: Oakland County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address1632 RUSTIC LN, KEEGO HARBOR, MI 48320-1126
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 4, 2005 · Amount on File
Deed SaleAug 4, 2005 · Amount on File
Deed Document Number2005218106
Deed Book / Page35997 / 851
Last Transfer DateApr 9, 2015
Transfer Doc0000068350
Record UpdatedOct 29, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1656 RUSTIC LN, KEEGO HARBOR, MI 48320-1126
Document Number0000002357
Book / Page051443 / 000462
Instrument DateNov 3, 2017
Transaction TypeMortgage
Record UpdatedJan 23, 2018
Title CompanyTITLE CONNECT LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1632 RUSTIC LN KEEGO HARBOR MI 483201126, KEEGO HARBOR, MI 48320-1126

Mortgage

Document Number0000002357
DateJan 4, 2018
Book Page051443/000462
Instrument2357
Lender
NameFIFTH THIRD MTG/MI
TypeMortgage Company
AddressGRAND RAPIDS, MI 49546
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJan 3, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 1656 Rustic Ln was $4,322, down 0.7% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityKeego Harbor City
Unified School DistrictWest Bloomfield School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,322.00 (-0.71%)$135,740$271,480
2024$4,353.00
2023$117,540$235,080
2021$3,795.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1656 Rustic Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims4 (2000–2014)
Claims Outside the SFHA2 of 4
Most Recent ClaimAug 2014 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Aug 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1656 Rustic Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF KEEGO HARBOR
serves 2,740 people · EPA ID MI0003595
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionMar 2026
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		1,200 / 35

May also be available: Verizon.

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