Oakland County property record for 1644 Rustic Ln, Keego Harbor, MI 48320
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,079 sqft · built 1948 |
| Lot Size | 0.138 acres (6,011 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $175,000 (Apr 1997) |
| Tax Bill | $2,930 (2025) |
| Deeds & Mortgages | Aug 2021 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-18-01-106-032 |
| Primary APN | 36-18-01-106-032 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,079 sqft Living Area |
| 1st Floor Area | 879 sqft |
| Basement Area | 879 sqft |
| Unfinished Basement | 879 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Bungalow |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,011 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Garage Area | 410 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 208 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1644 RUSTIC LN |
|---|---|
| City | KEEGO HARBOR |
| State | MI |
| Zip | 48320-1126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T2N, R9E, SEC 1 OLD ORCHARD PARK SUB LOT 6 |
| Legal Range | 09E |
| Legal Township | 02N |
| Legal Section | 01 |
| Legal Subdivision | OLD ORCHARD PARK SUB |
| Legal Lot Number | 6 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | KEEGO HARBOR |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 154200 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1644 RUSTIC LN, KEEGO HARBOR, MI 48320-1126 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 4, 1997 · Amount on Record |
| Deed Sale | Apr 4, 1997 · Amount on Record |
| Prior Sale | Feb 14, 1996 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1644 RUSTIC LN, KEEGO HARBOR, MI 48320-1126 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1644 RUSTIC LN, KEEGO HARBOR, MI 48320-1126 |
| Document Number | 0000202397 |
|---|---|
| Date | Aug 19, 2021 |
| Book Page | 56720/380 |
| Instrument | 202397 |
| Name | KAYE FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | WEST BLOOMFIELD, MI 48322 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 840 Months |
| Due | Aug 28, 2091 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.32% |
| Type Change Date | Oct 1, 2021 |
| Index | 1-Year LIBOR |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Keego Harbor City |
| Unified School District | West Bloomfield School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,930.00 (-2.37%) Homeowner's exemption | $121,200 (+13.57%) | $242,400 (+13.57%) |
| 2024 | $3,001.00 (+11.94%) | ||
| 2023 | $106,720 | $213,440 | |
| 2021 | $2,681.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (2000–2014) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Aug 2014 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF KEEGO HARBOR serves 2,740 people · EPA ID MI0003595 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
May also be available: Verizon.
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