1656 NW Summit Dr, Bend, OR 97703 Property Records

Deschutes County property record for 1656 NW Summit Dr, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,003 sqft · built 1988
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Individual Names on File
Last Sale	$1,000,000 (Apr 2022)
Tax Bill	$7,279 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`171230-BD-01900`

Property Details

APN / Parcel Number

Primary APN	`171230-BD-01900`
Alternative APNs	`R1001171230BD01900` `173027`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,003 sqft Living Area
Gross Area	2,579 sqft
1st Floor Area	2,003 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	24,394 sqft (0.56 acres)
Garage Area	576 sqft
Deck Area	313 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Account Number	173027
Street Address	1656 NW SUMMIT DR
City	BEND
State	OR
Zip	97703-5624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	AWBREY BUTTE HOMESITES PHASE III BLOCK 4 LOT 4
Legal Range	12
Legal Township	17
Legal Section	30
Legal Subdivision	AWBREY BUTTE HOMESITES PHASE III
Legal Block	4
Legal Lot Number	4
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1015
Census Tract	1301

Owner

1656 NW Summit Dr is owned and occupied by two individuals who bought it in April 2022.

Source: Deschutes County records, as of May 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1656 NW SUMMIT DR, BEND, OR 97703-5624
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Jan 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 22, 2022	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2022 · Amount on File
Deed Sale	Apr 22, 2022 · Amount on File
Prior Sale	Feb 17, 2015 · Amount on File
Deed Document Number	202216787
Prior Transfer Date	May 17, 2012
Prior Transfer Doc	0000020375
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	1656 NW SUMMIT DR, BEND, OR 97703-5624
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	WESTERN TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017483
Date	Apr 20, 2020
Instrument	2020-17483

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	1656 NW SUMMIT DR, BEND, OR 97703-5624
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002752
Date	Jan 14, 2021
Instrument	2021-02752

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Apr 22, 2022
Property Address	1656 NW SUMMIT DR, BEND, OR 97703-5624
Document Number	0000016787
Instrument Date	Apr 13, 2022
Instrument	2022-16787
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1656 NW SUMMIT DR, BEND, OR 97703-5624

Mortgage

Document Number	0000016788
Date	Apr 22, 2022
Instrument	2022-16788

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1656 NW Summit Dr was $7,279, up 3.9% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,279.00 (+3.94%)	$430,840 (+3%)	$867,410 (+3.28%) Land $380,000 Building $487,410
2024	$7,003.00 (+7.87%)	$418,300 (+3%)	$839,850 (+5.85%) Land $380,000 Building $459,850
2023	$6,492.00	$406,120	$793,400 Land $369,500 Building $423,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1656 NW Summit Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1656 NW Summit Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98.2% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
CenturyLink DSL	140 / 20
Blue Mountain Net Fixed Wireless	100 / 50

May also be available: T-Mobile, Verizon, Vero Fiber, Webformix.

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