1648 NW Summit Dr, Bend, OR 97703 Property Records

Deschutes County property record for 1648 NW Summit Dr, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,594 sqft · built 1988
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on Record
Last Sale	$1,008,500 (Mar 2026)
Tax Bill	$10,292 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Oct 2021 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`171230-BD-02100`

Property Details

APN / Parcel Number

Primary APN	`171230-BD-02100`
Alternative APNs	`R1001171230BD02100` `173029`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,594 sqft Living Area
Gross Area	3,410 sqft
1st Floor Area	1,542 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Bi-Level
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	18,731 sqft (0.43 acres)
Garage Area	816 sqft
Deck Area	478 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	173029
Street Address	1648 NW SUMMIT DR
City	BEND
State	OR
Zip	97703-5624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	AWBREY BUTTE HOMESITES PHASE III BLOCK 4 LOT 6
Legal Range	12
Legal Township	17
Legal Section	30
Legal Subdivision	AWBREY BUTTE HOMESITES PHASE III
Legal Block	4
Legal Lot Number	6
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1015
Census Tract	1301

Owner

Source: Deschutes County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1648 NW SUMMIT DR, BEND, OR 97703-5624
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Warranty Deed, Transfer · Conventional Mortgage SOFI BANK NA
Oct 13, 2021	Intrafamily Transfer, Transfer WESTERN TITLE & ESCROW
Oct 12, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
Mar 16, 2021	Intrafamily Transfer, Transfer WESTERN TITLE & ESCROW
Mar 15, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
Aug 27, 2020	Quit Claim Deed, Transfer WESTERN TITLE INSURANCE COMPANY, WESTERN TITLE INC
Jul 14, 2020	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2026 · Amount on Record
Deed Sale	Mar 4, 2026 · Amount on Record
Prior Sale	Jul 14, 2020 · Amount on Record
Deed Document Number	20266026
Prior Transfer Date	Oct 6, 2021
Prior Transfer Doc	0000058115
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Mar 4, 2026
Property Address	1648 NW SUMMIT DR, BEND, OR 97703-5624
Document Number	0000006026
Instrument Date	Feb 26, 2026
Instrument	2026-06026
Transaction Type	Transfer
Record Updated	Mar 20, 2026
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1648 NW SUMMIT DR, BEND, OR 97703-5624

Mortgage

Document Number	0000006027
Date	Mar 4, 2026
Instrument	2026-06027

Lender

Name	SOFI BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Oct 13, 2021
Property Address	1648 NW SUMMIT DR, BEND, OR 97703-5624
Document Number	0000058115
Instrument Date	Oct 6, 2021
Instrument	2021-58115
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	WESTERN TITLE & ESCROW

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1648 NW SUMMIT DR, BEND, OR 97703-5624

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Oct 12, 2021
Property Address	1648 NW SUMMIT DR, BEND, OR 97703-5624
Document Number	0000057916
Instrument Date	Oct 6, 2021
Instrument	2021-57916
Transaction Type	Transfer
Record Updated	Oct 20, 2021
Title Company	NOT AVAILABLE, WESTERN TITLE & ESCROW

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1648 NW SUMMIT DR, BEND, OR 97703-5624

Mortgage

Document Number	0000057917
Date	Oct 12, 2021
Instrument	2021-57917

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Mar 16, 2021
Property Address	1648 NW SUMMIT DR, BEND, OR 97703-5624
Document Number	0000016524
Instrument Date	Mar 10, 2021
Instrument	2021-16524
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	WESTERN TITLE & ESCROW

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1648 NW SUMMIT DR, BEND, OR 97703-5624

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Mar 15, 2021
Property Address	1648 NW SUMMIT DR, BEND, OR 97703-5624
Document Number	0000016455
Instrument Date	Mar 10, 2021
Instrument	2021-16455
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	WESTERN TITLE & ESCROW

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1648 NW SUMMIT DR, BEND, OR 97703-5624

Mortgage

Document Number	0000016456
Date	Mar 15, 2021
Instrument	2021-16456

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DESCHUTES OR
Recording Date	Aug 27, 2020
Property Address	1648 NW SUMMIT DR, BEND, OR 97703-5624
Document Number	0000043449
Instrument Date	Aug 27, 2020
Instrument	43449
Transaction Type	Transfer
Record Updated	Sep 4, 2020
Title Company	WESTERN TITLE INSURANCE COMPANY, WESTERN TITLE INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1648 NW SUMMIT DR BEND OR 977035624, BEND, OR 97703-5624

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jul 14, 2020
Property Address	1648 NW SUMMIT DR, BEND, OR 97703-5624
Document Number	0000033528
Instrument Date	Jul 10, 2020
Instrument	2020-33528
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1648 NW SUMMIT DR, BEND, OR 97703-5624

Mortgage

Document Number	0000033529
Date	Jul 14, 2020
Instrument	2020-33529

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,292.00 (+3.94%)	$609,150 (+3%)	$1,230,900 (+4.07%) Land $380,000 Building $850,900
2024	$9,902.00 (+7.88%)	$591,410 (+3%)	$1,182,790 (+6.6%) Land $380,000 Building $802,790
2023	$9,179.00	$574,190	$1,109,530 Land $369,500 Building $740,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98.2% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
CenturyLink DSL	140 / 20
Blue Mountain Net Fixed Wireless	100 / 50

May also be available: T-Mobile, Verizon, Vero Fiber, Webformix.

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