1656 Montecito Ave, Deltona, FL 32738 Property Records

Volusia County property record for 1656 Montecito Ave, Deltona, FL 32738

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,701 sqft · built 1989
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Trust Names on File
Last Sale	$129,500 (Mar 2016)
Tax Bill	$2,297 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8130-45-58-0050`

Property Details

APN / Parcel Number

Primary APN	`8130-45-58-0050`
Alternative APNs	`31183045580050` `30183145580050` `2841354.0` `2841354`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,701 sqft Living Area
Gross Area	2,121 sqft
1st Floor Area	1,533 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1998
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	204 sqft
Patio Area	348 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	2841354
Street Address	1656 MONTECITO AVE
City	DELTONA
State	FL
Zip	32738-5136
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01R
Legal Description	LOT 5 BLK 1349 DELTONA LAKES UNIT 45 MB 27 PGS 246-261 INC PER OR 4636 PGS 1064-1065 PER OR 7115 PG 4418 PER OR 7141 PG 1499 PER OR 7155 PG 1078 PER OR 7225 PG 3868 PER OR 7982 PG 2120
Legal Range	31E
Legal Township	18S
Legal Section	30
Legal Subdivision	DELTONA LAKES
Legal Tract	45
Legal Block	1349
Legal Lot Number	5
Legal Unit	45
Jurisdiction	VOLUSIA FL
Township / Civil Division	DELTONA
Census Block Group	1
Census Block	1022
Census Tract	91036

Owner

Source: Volusia County records · APN 8130-45-58-0050

Assessment roll updated March 16, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	1656 MONTECITO AVE, DELTONA, FL 32738-5136
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 08, 2016 · Amount on Record
Deed Sale	Mar 08, 2016 · Amount on Record
Prior Sale	Aug 25, 2015 · Amount on Record
Deed Document Number	201641561
Deed Book / Page	7225 / 3868
Last Transfer Date	Jan 25, 2021
Transfer Doc	0079822120
Record Updated	Jun 08, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VOLUSIA FL
Recording Date	Feb 01, 2021
Property Address	1656 MONTECITO AVE, DELTONA, FL 32738-5136
Document Number	0079822120
Book / Page	7982 / 2120
Map Reference	MB 27 PG 300-313
Instrument Date	Jan 25, 2021
Instrument	2021-022849
Transaction Type	Transfer
Record Updated	Aug 02, 2022
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1656 MONTECITO AVE, DELTONA, FL 32738-5136

Mortgage

Document Number	0079822121
Date	Feb 01, 2021
Instrument	7982/2121

Lender

Name	FAIRWINDS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 01, 2036

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated March 16, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Deltona City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$145,864 (+2.7%)	$250,271 (+1.2%) Land $56,800 Building $193,471
2025	$2,297.00 (+3.42%) Homeowner's exemption	$142,030 (+5.99%)	$247,306 (+1.71%) Land $56,800 Building $190,506
2024	$2,221.00 (+5.06%)
2023	$2,114.00 (+1.54%) Homeowner's exemption	$134,008 (+3%)	$243,154 (+19.2%) Land $56,000 Building $187,154
2022	$2,082.00 Homeowner's exemption	$130,105	$203,996 Land $36,800 Building $167,196

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 2, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	17 in force

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Based on FCC filings for 297 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	DELTONA WATER serves 81,006 people
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.