1650 Montecito Ave, Deltona, FL 32738 Property Records

Volusia County property record for 1650 Montecito Ave, Deltona, FL 32738

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,691 sqft · built 1990
Lot Size0.23 acres (10,000 sqft)
Owner2 Trust Names on File
Last Sale$200,000 (Dec 2006)
Tax Bill$1,101 (2025)
Deeds & MortgagesDec 2018 Mortgage
Feb 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN8130-45-58-0060

Property Details

APN / Parcel Number

Primary APN8130-45-58-0060
Alternative APNs
  • 31183045580060
  • 30183145580060
  • 2841362.0
  • 2841362

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,691 sqft Living Area
Gross Area2,052 sqft
1st Floor Area1,691 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1995
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,000 sqft (0.23 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage TypeAttached
Garage Area361 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchScreened/Unfinished Porch
Porch Area579 sqft
Patio Area400 sqft
Shed1 Shed
Shed Area64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number2841362
Street Address1650 MONTECITO AVE
CityDELTONA
StateFL
Zip32738-5136
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01R
Legal DescriptionLOT 6 BLK 1349 DELTONA LAKES UNIT 45 MB 27 PGS 300-313 INC PER OR 5280 PG 2605 PER OR 5969 PG 4373
Legal Range31E
Legal Township18S
Legal Section30
Legal SubdivisionDELTONA LAKES
Legal Tract45
Legal Block1349
Legal Lot Number6
Legal Unit45
JurisdictionVOLUSIA FL
Township / Civil DivisionDELTONA
Census Block Group1
Census Block1022
Census Tract91036

Owner

Source: Volusia County records · APN 8130-45-58-0060

Assessment roll updated March 16, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on File
Mailing Address1650 MONTECITO AVE, DELTONA, FL 32738-5136
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Dec 10, 2018Deed of Trust, Mortgage · FHA Mortgage
FBC MORTGAGE LLC
Feb 10, 2020Deed of Trust, Mortgage · FHA Mortgage
FBC MORTGAGE LLC
Oct 07, 2020Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 12, 2006 · Amount on Record
Deed SaleDec 12, 2006 · Amount on Record
Prior SaleFeb 02, 1994 · Amount on Record
Deed Document Number2006306917
Deed Book / Page5969 / 4373
Prior Transfer DateMar 01, 2004
Prior Transfer Doc0000065777
Record UpdatedSep 20, 2026

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address1650 MONTECITO AVE, DELTONA, FL 32738-5136
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCOSMOPOLITAN TITLE AGENCY IN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0076314759
DateDec 10, 2018
Book Page7631/4759
Instrument2018-245366
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
AddressORLANDO, FL 32801
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2049

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address1650 MONTECITO AVE, DELTONA, FL 32738-5136
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCLEAR TITLE OF FLORIDA LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0078120270
DateFeb 10, 2020
Book Page7812/0270
Instrument2020-027495
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
AddressORLANDO, FL 32801
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2050

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address1650 MONTECITO AVE, DELTONA, FL 32738-5136
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1650 MONTECITO AVE, DELTONA, FL 32738-5136

Mortgage

Document Number0079223589
DateOct 07, 2020
Book Page7922/3589
Instrument2020-191487
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term352 Months
DueFeb 01, 2050

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated March 16, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityDeltona City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$85,506 (+2.7%)$287,141 (+1.37%) Land $56,800 Building $230,341
2025$1,101.00 (+6.58%) Homeowner's exemption Disabled Person's exemption$83,259 (+5.99%)$283,255 (+3.32%) Land $56,800 Building $226,455
2024$1,033.00 (+11.31%)
2023$928.00 (-5.98%) Senior Citizen's exemption$78,557 (+3%)$274,154 (+18.85%) Land $56,000 Building $218,154
2022$987.00 Senior Citizen's exemption$76,269$230,672 Land $36,800 Building $193,872

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 2, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies17 in force

Wildfire

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

Based on FCC filings for 297 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemDELTONA WATER
serves 81,006 people
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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