1656 Fleming Rd, Hayes, VA 23072 Property Records

Gloucester County property record for 1656 Fleming Rd, Hayes, VA 23072

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,998 sqft · built 2006
Lot Size1.58 acres (68,825 sqft)
Owner2 Individual Names on Record
Tax Bill$2,568 (2026)
Deeds & MortgagesMay 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN19566

Property Details

APN / Parcel Number

Primary APN19566

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,998 sqft Living Area
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area68,825 sqft (1.58 acres)
Garage Area1,860 sqft
PorchSlab

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Street Address1656 FLEMING RD
CityHAYES
StateVA
Zip23072
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF-1
Legal DescriptionBENA
Legal SubdivisionPLAT: PB25 164
JurisdictionGLOUCESTER VA
Township / Civil DivisionYORK
Census Block Group1
Census Block1078
Census Tract100500

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 73, BENA, VA 23018-0073
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER VA
Property Address1656 FLEMING RD, HAYES, VA 23072
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number170002507
DateMay 31, 2017
Instrument170002507
Lender
NameXENITH BANK
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term360 Months
DueMay 15, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyGloucester County
Unified School DistrictGloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,568.00 (+9%)$433,040 (+14.68%) Land $72,430 Building $360,610$433,040 (+14.68%) Land $72,430 Building $360,610
2025$2,356.00 (+5.23%)$377,600 (-) Land $72,430 Building $305,170$377,600 (-) Land $72,430 Building $305,170
2024$2,239.00$377,600 (-) Land $72,430 Building $305,170$377,600 (-) Land $72,430 Building $305,170
2023$2,239.00 (+9.01%)$377,600 (+35.12%) Land $72,430 Building $305,170$377,600 (+35.12%) Land $72,430 Building $305,170
2022$2,054.00$279,460 Land $44,980 Building $234,480$279,460 Land $44,980 Building $234,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 573 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies573 in force
Nearby Flood Claims268 (1982–2025)
Claims Outside the SFHA3 of 268
Most Recent ClaimOct 2025 · tidal / storm surge
Claims by Event
  • Hurricane Irene, Aug 2011 · 19 claims
  • Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 24 claims
  • Hurricane Isabel, Sep 2003 · 138 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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