1604 Fleming Rd, Hayes, VA 23072 Property Records

Gloucester County property record for 1604 Fleming Rd, Hayes, VA 23072

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,081 sqft · built 1975
Lot Size	0.708 acres (30,840 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,453 (2026)
Deeds & Mortgages	Jan 2019 Mortgage Mar 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`43920`

Property Details

APN / Parcel Number

Primary APN	`43920`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,081 sqft Living Area
Flooring	Ceramic Tile
Interior Walls	Paneling

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	30,840 sqft (0.708 acres)
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1604 FLEMING RD
City	HAYES
State	VA
Zip	23072-3876
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	BLAKES SUB LOT 6A
Legal Subdivision	BLAKES
Legal Lot Number	6A
Jurisdiction	GLOUCESTER VA
Township / Civil Division	YORK
Census Block Group	1
Census Block	1078
Census Tract	100500

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 393, GLOUCESTER POINT, VA 23062-0393
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2019	Deed of Trust, Mortgage · VA Mortgage VIRGINIA COMMONWEALTH BANK
Mar 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	1604 FLEMING RD, HAYES, VA 23072-3876
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	THE CLOSING SHOP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190000178
Date	Jan 14, 2019
Instrument	190000178

Lender

Name	VIRGINIA COMMONWEALTH BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Interest

Rate Type	Fixed Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	1604 FLEMING RD, HAYES, VA 23072-3876
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210001850
Date	Mar 12, 2021
Instrument	210001850

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,453.00 (+18.61%)	$245,060 (+24.79%) Land $62,180 Building $182,880	$245,060 (+24.79%) Land $62,180 Building $182,880
2025	$1,225.00 (+5.24%)	$196,380 (-) Land $61,820 Building $134,560	$196,380 (-) Land $61,820 Building $134,560
2024	$1,164.00	$196,380 (-) Land $61,820 Building $134,560	$196,380 (-) Land $61,820 Building $134,560
2023	$1,164.00 (+15.48%)	$196,380 (+43.12%) Land $61,820 Building $134,560	$196,380 (+43.12%) Land $61,820 Building $134,560
2022	$1,008.00	$137,210 Land $36,930 Building $100,280	$137,210 Land $36,930 Building $100,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 573 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	573 in force
Nearby Flood Claims	268 (1982–2025)
Claims Outside the SFHA	3 of 268
Most Recent Claim	Oct 2025 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 19 claims Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 24 claims Hurricane Isabel, Sep 2003 · 138 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 59% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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