Saginaw County property record for 16550 Ferden Rd, Oakley, MI 48649 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,120 sqft · built 1965 |
| Lot Size | 1.42 acres (61,855 sqft) |
| Owner | Individual Name on File |
| Last Sale | $125,000 (Aug 2018) |
| Tax Bill | $720 (2025) |
| Deeds & Mortgages | May 2021 Mortgage May 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-09-2-21-4005-001 |
| Primary APN | 07-09-2-21-4005-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Basement Area | 1,120 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Wood Siding |
| Lot Area | 61,855 sqft (1.42 acres) |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 380 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 16550 FERDEN RD |
|---|---|
| City | OAKLEY |
| State | MI |
| Zip | 48649-9740 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 66 FT OF S 278 FT OF E 1/2 OF E 1/2 OF SW 1/4 ALSO W 157 FT OF S 278 FT OF S 1/2 OF SE 1/4 USED AS ONE PARCEL 1.42 ACRES SEC 21 T9N R2E ***NEW # CREATED FROM COMB OF 3004 & 4005 5/17/06 |
| Legal Range | 02E |
| Legal Township | 09N |
| Legal Section | 21 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | BRADY |
| Census Block Group | 3 |
| Census Block | 3042 |
| Census Tract | 12500 |
Source: Saginaw County records · APN 07-09-2-21-4005-001
Assessment roll updated September 9, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16550 FERDEN RD, OAKLEY, MI 48649-9740 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 07, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| May 20, 2019 | Deed of Trust, Mortgage QUICKEN LNS |
| Aug 29, 2018 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Sep 07, 2017 | Warranty Deed, Transfer · FHA Mortgage NEW EXECUTIVE MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 29, 2018 · Amount on Record |
| Deed Sale | Aug 29, 2018 · Amount on Record |
| Prior Sale | Sep 07, 2017 · Amount on Record |
| Deed Document Number | 201822727 |
| Prior Transfer Date | Oct 24, 2011 |
| Prior Transfer Doc | 0000030751 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 16550 FERDEN RD, OAKLEY, MI 48649-9740 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 16550 FERDEN RD, OAKLEY, MI 48649-9740 |
| Document Number | 2021017364 |
|---|---|
| Date | May 07, 2021 |
| Instrument | 2021017364 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 16550 FERDEN RD, OAKLEY, MI 48649-9740 |
| Document Number | 0000014284 |
| Instrument Date | May 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 05, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 16550 FERDEN RD OAKLEY MI 486499740, OAKLEY, MI 48649-9740 |
| Document Number | 0000014284 |
|---|---|
| Date | May 24, 2019 |
| Instrument | 14284 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 23, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Aug 29, 2018 |
| Property Address | 16550 FERDEN RD, OAKLEY, MI 48649-9740 |
| Document Number | 0000022727 |
| Instrument Date | Aug 24, 2018 |
| Instrument | 22727 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2018 |
| Title Company | CISLO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $125.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7454 PEET RD CHESANING MI 486169755, CHESANING, MI 48616-9755 |
| Document Number | 22728 |
|---|---|
| Date | Aug 29, 2018 |
| Instrument | 22728 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 28, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Sep 07, 2017 |
| Property Address | 16550 FERDEN RD, OAKLEY, MI 48649-9740 |
| Document Number | 2017025089 |
| Instrument Date | Aug 28, 2017 |
| Instrument | 2017025089 |
| Transaction Type | Transfer |
| Record Updated | Sep 02, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11481 SEYMOUR RD, MONTROSE, MI 48457-9068 |
| Document Number | 0000025091 |
|---|---|
| Date | Sep 07, 2017 |
| Instrument | 2017025091 |
| Name | NEW EXECUTIVE MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Oct 01, 2045 |
Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Brady Township |
| Unified School District | Chesaning Union Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $76,800 (-6.68%) | $153,600 (-6.68%) | |
| 2025 | $720.00 (-64.27%) Homeowner's exemption | $82,300 (+27.4%) | $164,600 (+27.4%) |
| 2023 | $64,600 | $129,200 | |
| 2022 | $2,015.00 |
Source: FEMA National Flood Hazard Layer, Saginaw County (26145C), updated March 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 5% of the US · above 12% of Michigan |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 7 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Chapin Communications | Fiber | 1,000 / 1,000 |
May also be available at this address: Point Broadband Fiber Holding. Availability varies by address; speeds are provider-advertised maximums, not measured.
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