16522 Ferden Rd, Oakley, MI 48649 Property Records

Saginaw County property record for 16522 Ferden Rd, Oakley, MI 48649 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,232 sqft · built 1997
Lot Size	9.2 acres (400,752 sqft)
Owner	2 Individual Names on File
Tax Bill	$637 (2025)
Deeds & Mortgages	Dec 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`07-09-2-21-4006-000`

Property Details

APN / Parcel Number

Primary APN	`07-09-2-21-4006-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Basement Area	1,232 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Mobile/Manufactured
Exterior Material	Wood Siding
Lot Area	400,752 sqft (9.2 acres)
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	16522 FERDEN RD
City	OAKLEY
State	MI
Zip	48649-9740
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 330 FT OF S 1/2 OF SE 1/4 EXC W 157 FT OF S 278 FT THEREOF -- 9.2 ACRES SEC 21 T09N R2E
Legal Range	02E
Legal Township	09N
Legal Section	21
Jurisdiction	SAGINAW MI
Township / Civil Division	BRADY
Census Block Group	3
Census Block	3042
Census Tract	12500

Owner

Source: Saginaw County records · APN 07-09-2-21-4006-000

Assessment roll updated September 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	14551 STEEL RD, CHESANING, MI 48616-9528
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Dec 16, 2025
Transfer Doc	0000029404
Record Updated	Sep 20, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAGINAW MI
Recording Date	Dec 23, 2025
Property Address	16522 FERDEN RD, OAKLEY, MI 48649-9740
Document Number	0000029404
Instrument Date	Dec 16, 2025
Instrument	2025029404
Transaction Type	Transfer
Record Updated	Jan 02, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16522 FERDEN RD, OAKLEY, MI 48649-9740

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16522 FERDEN RD, OAKLEY, MI 48649-9740

Tax Assessment & Valuation

Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Brady Township
Unified School District	Chesaning Union Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$85,000 (-0.7%)	$170,000 (-0.7%)
2025	$637.00 (-69.38%) Homeowner's exemption	$85,600 (+24.6%)	$171,200 (+24.6%)
2024	$2,080.00 (+15.36%)
2023		$68,700	$137,400
2022	$1,803.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Saginaw County (26145C), updated March 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 12% of Michigan
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.