1655 Garfield Ave, Beloit, WI 53511 Property Records

Rock County property record for 1655 Garfield Ave, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 900 sqft · built 1970
Lot Size	0.215 acres (9,365 sqft)
Owner	2 Individual Names on Record
Last Sale	$91,500 (Aug 2006)
Tax Bill	$2,493 (2025)
Deeds & Mortgages	Feb 2009 Mortgage Jan 2016 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`206 12720747`

Property Details

APN / Parcel Number

Primary APN	`206 12720747`
Alternative APN	`12720747`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	900 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	9,365 sqft (0.215 acres)

Location & Zoning

Account Number	206 12720747
Street Address	1655 GARFIELD AVE
City	BELOIT
State	WI
Zip	53511-3330
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF L 18 HOUSES UNRECORDED ADD BEG SW COR, TH ELY 155 FT, TH NLY 71.81 FT, TH WLY 155 FT, TH SLY 71.85 FT TO POB
Legal Subdivision	HOUSES UNRECORDED ADD
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	3
Census Block	3001
Census Tract	2100

Owner

Source: Rock County records, as of April 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4328 W PLYMOUTH CHURCH RD, BELOIT, WI 53511-9307
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2009	Deed of Trust, Mortgage · Conventional Mortgage BLACKHAWK STATE BANK
Jan 4, 2016	Deed of Trust, Mortgage · Conventional Mortgage BLACKHAWK BANK
Apr 19, 2005	Deed of Trust, Mortgage FIRST COMMUNITY CU
Aug 30, 2006	Warranty Deed, Transfer · Conventional Mortgage ASSOCIATED BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2006 · Amount on Record
Deed Sale	Aug 30, 2006 · Amount on Record
Deed Document Number	20061762831
Record Updated	Jun 8, 2026

February 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1655 GARFIELD AVE, BELOIT, WI 53511-3330
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001854429
Date	Feb 26, 2009
Instrument	1854429

Lender

Name	BLACKHAWK STATE BANK
Type	Bank
Address	BELOIT, WI 53511

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2039

January 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1655 GARFIELD AVE, BELOIT, WI 53511-3330
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002042890
Date	Jan 4, 2016
Instrument	2042890

Lender

Name	BLACKHAWK BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	192 Months
Due	Jan 3, 2032

Interest

Rate Type	Fixed Rate

April 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1655 GARFIELD AVE, BELOIT, WI 53511-3330
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001703434
Date	Apr 19, 2005
Instrument	1703434

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	BELOIT, WI 53512

Agreement

Amount	Amount Recorded

August 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Aug 30, 2006
Property Address	1655 GARFIELD AVE, BELOIT, WI 53511-3330
Document Number	0001762831
Instrument Date	Aug 28, 2005
Instrument	1762831
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$274.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1655 FAIRFIELD, BELOIT, WI 53511

Mortgage

Document Number	0001762832
Date	Aug 30, 2006
Instrument	1762832

Lender

Name	ASSOCIATED BANK NA
Type	Bank
Address	GREEN BAY, WI 54301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Beloit City
County	Rock County
Unified School District	Beloit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,493.00 (+31.14%) Homeowner's exemption	$152,000 (+17.92%) Land $20,400 Building $131,600	$166,900 (+13.85%)
2023	$1,901.00 Homeowner's exemption	$128,900 Land $20,400 Building $108,500	$146,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Most Recent Claim	May 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: LiteWire.

Nearby Properties on Garfield Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures