1641 Garfield Ave, Beloit, WI 53511 Property Records

Rock County property record for 1641 Garfield Ave, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 912 sqft · built 1970
Lot Size	0.208 acres (9,060 sqft)
Owner	2 Individual Names on File
Last Sale	$137,500 (Nov 2021)
Tax Bill	$2,354 (2025)
Deeds & Mortgages	Oct 2026 Transfer May 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`206 12720749`

Property Details

APN / Parcel Number

Primary APN	`206 12720749`
Alternative APN	`12720749`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	912 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	9,060 sqft (0.208 acres)

Location & Zoning

Account Number	206 12720749
Street Address	1641 GARFIELD AVE
City	BELOIT
State	WI
Zip	53511-3330
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF L 17 HOUSES UNRECORDED ADD BEG SW COR, TH ELY 151 FT, TH NLY 71.81 FT, TH WLY 151 FT, TH SLY 71.85 FT TO POB
Legal Subdivision	HOUSES UNRECORDED ADD
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	3
Census Block	3001
Census Tract	2100

Owner

1641 Garfield Ave is owned and occupied by two individuals who acquired it in October 2026.

Source: Rock County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1641 GARFIELD AVE, BELOIT, WI 53511-3330
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
May 15, 2023	Deed of Trust, Mortgage · Line of Credit ADIVIA CU
May 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage ADIVIA CU
Nov 8, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2021 · Amount on File
Deed Sale	Nov 8, 2021 · Amount on File
Deed Document Number	20212204048
Last Transfer Date	Oct 2, 2026
Transfer Doc	0002320184
Record Updated	Oct 29, 2026

October 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ROCK WI
Recording Date	Oct 5, 2026
Property Address	1641 GARFIELD AVE, BELOIT, WI 53511-3330
Document Number	0002320184
Instrument Date	Oct 2, 2026
Instrument	20262320184
Transaction Type	Transfer
Record Updated	Oct 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1641 GARFIELD AVE, BELOIT, WI 53511-3330
Transaction Type	Mortgage
Record Updated	Jun 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0002240368
Date	May 15, 2023
Instrument	2240368

Lender

Name	ADIVIA CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 14, 2043

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1641 GARFIELD AVE, BELOIT, WI 53511-3330
Transaction Type	Mortgage
Record Updated	May 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002217377
Date	May 4, 2022
Instrument	2217377

Lender

Name	ADIVIA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 3, 2042

Interest

Rate Type	Fixed Rate

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Nov 8, 2021
Property Address	1641 GARFIELD AVE, BELOIT, WI 53511-3330
Document Number	2204048
Instrument Date	Nov 5, 2021
Instrument	2204048
Transaction Type	Transfer
Record Updated	Dec 8, 2021

Transaction

Amount	Amount on Record
Tax	$412.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1641 GARFIELD AVE, BELOIT, WI 53511-3330
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1641 Garfield Ave was $2,354 with a homeowner's exemption.

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Beloit City
County	Rock County
Unified School District	Beloit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,354.00 Homeowner's exemption	$152,200 Land $20,000 Building $132,200	$167,200
2023	$1,887.00 Homeowner's exemption	$128,000 Land $20,000 Building $108,000	$145,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1641 Garfield Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective May 3, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Most Recent Claim	May 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1641 Garfield Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: LiteWire.

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