1655 Colonial Way, Frederick, MD 21702 Property Records

Frederick County property record for 1655 Colonial Way, Frederick, MD 21702 · Last verified September 2023

Property Summary

Property Type	Townhouse
Details	2 ba · 1,120 sqft · built 1979
Lot Size	0.031 acres (1,372 sqft)
Owner	Individual Name on File
Last Sale	$237,000 (Jun 2021)
Tax Bill	$3,736 (2023)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Sep 2019 Sale + 3 more
Flood Zone	Zone X (moderate risk)
APN	`02-097591`

Property Details

APN / Parcel Number

Primary APN	`02-097591`
Alternative APNs	`2097591` `097591`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,120 sqft Total Area
1st Floor Area	600 sqft
Basement Area	400 sqft
Finished Basement	400 sqft

Exterior

Year Built	Built 1979
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,372 sqft (0.031 acres)
Deck Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	097591
Old Parcel Number	2097591
Street Address	1655 COLONIAL WAY
City	FREDERICK
State	MD
Zip	21702-3918
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LT 1655 BLK BB SECT 11 1372.2 SQ FT CARROLL PARK MANOR
Legal Subdivision	CARROLL PARK MANOR
Legal Block	BB
Legal Lot Number	1655
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	4
Census Block	4002
Census Tract	750504

Owner

Source: Frederick County records · APN 02-097591

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1655 COLONIAL WAY, FREDERICK, MD 21702-3918
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 07, 2021	Deed, Transfer · FHA Mortgage EMBRACE HOME LOANS INC
Sep 11, 2019	Grant Deed, Transfer ATTORNEY ONLY
Jun 20, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY
Nov 30, 2017	Deed of Trust, Mortgage · Line of Credit HUD-HOUSING/URBAN DEV
Nov 30, 2017	Loan Modification, Mortgage · Conventional with PMI SUNTRUST MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 08, 2021 · Amount on Record
Deed Sale	Jun 08, 2021 · Amount on Record
Prior Sale	Sep 11, 2019 · Amount on Record
Deed Document Number	0001496861
Deed Book / Page	14968 / 61
Prior Transfer Date	Jun 07, 2021
Prior Transfer Doc	0149680061
Record Updated	Jun 07, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 07, 2021
Property Address	1655 COLONIAL WAY, FREDERICK, MD 21702-3918
Document Number	0149680061
Book / Page	14968 / 61
Map Reference	MB 16 PL 62
Instrument Date	Jun 01, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$592.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1655 COLONIAL WAY, FREDERICK, MD 21702-3918

Mortgage

Document Number	0001496868
Date	Jun 07, 2021
Instrument	14968/68

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2051

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Sep 11, 2019
Property Address	1655 COLONIAL WAY, FREDERICK, MD 21702-3918
Document Number	0132050446
Book / Page	013205 / 000446
Instrument Date	Aug 12, 2019
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$150.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23704 PLEASANT VIEW LN GAITHERSBURG MD 208822802, GAITHERSBURG, MD 20882-2802

June 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 20, 2019
Property Address	1655 COLONIAL WAY, FREDERICK, MD 21702-3918
Document Number	0130380328
Book / Page	013038 / 000328
Instrument Date	Jan 04, 2019
Transaction Type	Foreclosure
Record Updated	Jul 01, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$149.72
Amount Accuracy	Confirmed
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1655 COLONIAL WAY FREDERICK MD 217023918, FREDERICK, MD 21702-3918

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1655 COLONIAL WAY, FREDERICK, MD 21702-3918
Document Number	0122110216
Instrument Date	Nov 30, 2017
Transaction Type	Mortgage
Record Updated	Jan 12, 2018
Title Company	SUNTRUST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1655 COLONIAL WAY FREDERICK MD 217023918, FREDERICK, MD 21702-3918

Mortgage

Document Number	0122110216
Date	Jan 02, 2018
Book Page	012211/000216

Lender

Name	HUD-HOUSING/URBAN DEV
Address	DC, MD 20410

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2048

Interest

Rate Type	Adjustable Rate

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FREDERICK MD
Property Address	1655 COLONIAL WAY, FREDERICK, MD 21702-3918
Document Number	0122580420
Instrument Date	Nov 30, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1655 COLONIAL WAY FREDERICK MD 217023918, FREDERICK, MD 21702-3918

Mortgage

Document Number	0122580420
Date	Jan 31, 2018
Book Page	012258/000420

Lender

Name	SUNTRUST MTG
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2048

Interest

Rate	3.87%

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,736.00	$214,200	$257,200 Land $75,000 Building $182,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217505044, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 20 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	3 (2008–2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	May 2018, other causes, Severe Storms And Flooding

Wildfire

Wildfire Risk	Low above 6% of the US · above 13% of Maryland
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 57 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Shenandoah Telecommunications Company. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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