San Joaquin County property record for 1655 Cady Ln, Ripon, CA 95366 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2019 |
| Square Footage | 3,040 sqft Living Area |
| Lot Size | 4,792 sqft (0.11 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $705,000 (2021) |
| Tax Bill | $8,565.00 (2025) |
| Primary APN | 245-370-120-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 3,040 sqft Living Area |
| Stories | 2 Stories |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Construction Type | Wood Construction |
| Lot Area | 4,792 sqft (0.11 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Area | 643 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Old Parcel Number | 245-370-12 |
|---|---|
| Street Address | 1655 CADY LN |
| City | RIPON |
| State | CA |
| Zip | 95366-8201 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | VINEYARDS |
| Legal Block | 4 |
| Jurisdiction | SAN JOAQUIN CA |
| Minor Civil Division | RIPON |
| Census Blockgroup | 4 |
| Census Block | 4018 |
| Census Tract | 5003 |
Source: San Joaquin County records · APN 245-370-120-000
Assessment roll updated September 24, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1655 CADY LN, RIPON, CA 95366-8201 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Jul 09, 2021 | Grant Deed, Transfer · Conventional Mortgage PRIMELENDING |
| Apr 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) INSPIRE HM LNS INC |
| Apr 27, 2020 | Loan Modification, Mortgage · Conventional Mortgage TCF NAT'L BK |
| Nov 27, 2019 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage INSPIRE HM LNS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 09, 2021 · Amount on Record |
| Deed Sale | Jul 09, 2021 · Amount on Record |
| Prior Sale | Nov 27, 2019 · Amount on Record |
| Deed Doc Number | 2021115854 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jul 09, 2021 |
| Property Address | 1655 CADY LN, RIPON, CA 95366-8201 |
| Document Number | 0000115854 |
| Map Reference | MB 43 PG 1 |
| Instrument Date | Jul 06, 2021 |
| Instrument | 2021-115854 |
| Transaction Type | Transfer |
| Record Updated | Jan 07, 2022 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 1655 CADY LN, RIPON, CA 95366-8201 |
| Document Number | 0000115855 |
|---|---|
| Date | Jul 09, 2021 |
| Instrument | 2021-115855 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1655 CADY LN, RIPON, CA 95366-8201 |
| Document Number | 0000052397 |
| Instrument Date | Apr 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1655 CADY LN RIPON CA 953668201, RIPON, CA 95366-8201 |
| Document Number | 0000052397 |
|---|---|
| Date | May 01, 2020 |
| Instrument | 52397 |
| Name | INSPIRE HM LNS INC |
|---|---|
| Address | NEWPORT BEACH, CA 92660 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 30, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1655 CADY LN, RIPON, CA 95366-8201 |
| Document Number | 0000052398 |
| Instrument Date | Apr 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1655 CADY LN RIPON CA 953668201, RIPON, CA 95366-8201 |
| Document Number | 0000052398 |
|---|---|
| Date | May 01, 2020 |
| Instrument | 52398 |
| Name | TCF NAT'L BK |
|---|---|
| Type | Bank |
| Address | PLYMOUTH, MN 55441 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Nov 27, 2019 |
| Property Address | 1655 CADY LN, RIPON, CA 95366-8201 |
| Document Number | 0000138570 |
| Instrument Date | Aug 22, 2019 |
| Instrument | 138570 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 17, 2019 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $620.95 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1655 CADY LN RIPON CA 953668201, RIPON, CA 95366-8201 |
| Document Number | 138571 |
|---|---|
| Date | Nov 27, 2019 |
| Instrument | 138571 |
| Name | INSPIRE HM LNS INC |
|---|---|
| Address | NEWPORT BEACH, CA 92660 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 26, 2049 |
| Document Number | 138572, |
|---|---|
| Date | Nov 27, 2019 |
| Instrument | 138572 |
| Name | TCF NAT'L BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 26, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: San Joaquin County records · Assessment roll updated September 24, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Ripon City |
| Unified School District | Ripon Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,565.00 (+3.59%) | $748,150 (+4.04%) Land $222,853 Building $525,297 | |
| 2023 | $8,268.00 (+1.52%) | $719,100 Land $214,200 Building $504,900 | $758,880 |
| 2022 | $8,144.00 |
1655 Cady Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · San Joaquin County (06077C), updated September 27, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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