San Joaquin County property record for 1651 Cady Ln, Ripon, CA 95366 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2019 |
| Square Footage | 2,033 sqft Living Area |
| Lot Size | 4,792 sqft (0.11 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $487,500 (2019) |
| Tax Bill | $6,396.00 (2025) |
| Primary APN | 245-370-130-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,033 sqft Living Area |
| 1st Floor | 2,033 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Construction Type | Wood Construction |
| Lot Area | 4,792 sqft (0.11 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 464 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Old Parcel Number | 245-370-13 |
|---|---|
| Street Address | 1651 CADY LN |
| City | RIPON |
| State | CA |
| Zip | 95366-8201 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | VINEYARDS |
| Legal Block | 4 |
| Jurisdiction | SAN JOAQUIN CA |
| Minor Civil Division | RIPON |
| Census Blockgroup | 4 |
| Census Block | 4018 |
| Census Tract | 5003 |
Source: San Joaquin County records · APN 245-370-130-000
Assessment roll updated September 24, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1651 CADY LN, RIPON, CA 95366-8201 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| May 15, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Apr 02, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) INSPIRE HM LNS INC |
| Dec 02, 2019 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) INSPIRE HM LNS INC |
| Apr 29, 2020 | Quit Claim Deed, Transfer OLD REPUBLIC TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 02, 2019 · Amount on Record |
| Deed Sale | Dec 02, 2019 · Amount on Record |
| Deed Doc Number | 2019139847 |
| Prior Transfer Date | Nov 13, 2019 |
| Prior Transfer Doc | 0000051091 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | May 15, 2026 |
| Property Address | 1651 CADY LN, RIPON, CA 95366-8201 |
| Document Number | 0000044790 |
| Instrument Date | May 08, 2026 |
| Instrument | 202644790 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1651 CADY LN, RIPON, CA 95366-8201 |
| Document Number | 0000044790, |
|---|---|
| Date | May 15, 2026 |
| Instrument | 202644790 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1651 CADY LN, RIPON, CA 95366-8201 |
| Transaction Type | Mortgage |
| Record Updated | Jan 07, 2022 |
| Title Company | BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 1651 CADY LN, RIPON, CA 95366-8201 |
| Document Number | 0000058753 |
|---|---|
| Date | Apr 02, 2021 |
| Instrument | 2021-058753 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | May 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1651 CADY LN, RIPON, CA 95366-8201 |
| Document Number | 0000090435 |
| Instrument Date | Jul 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2020 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 1651 CADY LN RIPON CA 953668201, RIPON, CA 95366-8201 |
| Document Number | 0000090435 |
|---|---|
| Date | Jul 27, 2020 |
| Instrument | 90435 |
| Name | INSPIRE HM LNS INC |
|---|---|
| Address | NEWPORT BEACH, CA 92660 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 26, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Dec 02, 2019 |
| Property Address | 1651 CADY LN, RIPON, CA 95366-8201 |
| Document Number | 0000139847 |
| Instrument Date | Nov 21, 2019 |
| Instrument | 139847 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 19, 2019 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $536.25 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 1651 CADY LN RIPON CA 953668201, RIPON, CA 95366-8201 |
| Document Number | 139848 |
|---|---|
| Date | Dec 02, 2019 |
| Instrument | 139848 |
| Name | INSPIRE HM LNS INC |
|---|---|
| Address | NEWPORT BEACH, CA 92660 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Apr 29, 2020 |
| Property Address | 1651 CADY LN, RIPON, CA 95366-8201 |
| Document Number | 0000051091 |
| Instrument Date | Nov 13, 2019 |
| Instrument | 51091 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2020 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 1651 CADY LN RIPON CA 953668201, RIPON, CA 95366-8201 |
Source: San Joaquin County records · Assessment roll updated September 24, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Ripon City |
| Unified School District | Ripon Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,396.00 (+3.51%) | $546,137 (+4.04%) Land $98,426 Building $447,711 | |
| 2023 | $6,179.00 (+1.49%) | $524,932 Land $94,605 Building $430,327 | $608,400 |
| 2022 | $6,088.00 |
1651 Cady Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · San Joaquin County (06077C), updated September 27, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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