16548 W Split Rail Dr, Lockport, IL 60441 Property Records

Will County property record for 16548 W Split Rail Dr, Lockport, IL 60441

Property Summary

Property Type	Single Family Home
Details	2,874 sqft · built 2003
Lot Size	0.23 acres (10,228 sqft)
Owner	Company Name on Record
Last Sale	$296,500 (Jul 2003)
Tax Bill	$13,667 (2025)
Deeds & Mortgages	Mar 2023 Transfer Dec 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-05-19-301-012`

Property Details

APN / Parcel Number

Primary APN	`16-05-19-301-012`

Interior

Stories	2 Stories
Building Area	2,874 sqft Living Area
Basement Area	1,504 sqft
Unfinished Basement	1,504 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	10,228 sqft (0.23 acres)
Garage Area	660 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	16548 W SPLIT RAIL DR
City	LOCKPORT
State	IL
Zip	60441-4581
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 166 IN KAREN SPRINGS UNIT 3A, BEING A SUB OF PRT OF THE E 1/2 SW 1/4 OF SEC 19, T36N R11E.
Legal Range	11E
Legal Township	36N
Legal Section	19
Legal Subdivision	KAREN SPRINGS UNIT 3A
Legal Lot Number	166
Legal Unit	3A
Jurisdiction	WILL IL
Township / Civil Division	HOMER
Census Block Group	2
Census Block	2017
Census Tract	881009

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	16548 W SPLIT RAIL DR, LOCKPORT, IL 60441-4581
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2023	Intrafamily Transfer, Transfer ATTORNEY
Dec 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2003 · Amount on Record
Deed Sale	Jul 14, 2003 · Amount on Record
Deed Document Number	2003164867
Last Transfer Date	Mar 13, 2023
Transfer Doc	0000012914
Record Updated	Oct 29, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WILL IL
Recording Date	Mar 20, 2023
Property Address	16548 W SPLIT RAIL DR, LOCKPORT, IL 60441-4581
Document Number	0000012914
Map Reference	DOC R2002-127562
Instrument Date	Mar 13, 2023
Instrument	R2023012914
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	16548 W SPLIT RAIL DR, LOCKPORT, IL 60441-4581

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	16548 W SPLIT RAIL DR, LOCKPORT, IL 60441-4581
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000085900
Date	Dec 10, 2018
Instrument	R2018085900

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2039

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	16548 W SPLIT RAIL DR, LOCKPORT, IL 60441-4581
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000096938
Date	Nov 2, 2020
Instrument	R2020096938

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Homer Township
Municipality	Lockport City
Secondary School District	Lockport Township High School District 205 (09 - 12)
Elementary School District	Will County School District 92 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,667.00 (+16.54%)	$181,164 (+7.6%) Land $33,099 Building $148,065	$543,492 (+7.6%) Land $99,297 Building $444,195
2024		$168,368 (+18.15%) Land $30,761 Building $137,607	$505,104 (+18.15%) Land $92,283 Building $412,821
2022	$11,727.00 Homeowner's exemption	$142,500 Land $26,035 Building $116,465	$427,500 Land $78,105 Building $349,395

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Most Recent Claim	Feb 1997 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOCKPORT serves 23,100 people · EPA ID IL1970500
Water Source	Groundwater
Last State Inspection	May 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	40 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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