16548 Arrowhead Trl, Clermont, FL 34711 Property Records

Lake County property record for 16548 Arrowhead Trl, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,803 sqft · built 2004
Lot Size	0.325 acres (14,175 sqft)
Owner	2 Individual Names on File
Last Sale	$505,000 (Sep 2022)
Tax Bill	$4,409 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jan 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`23-22-26-0115-000-13700`

Property Details

APN / Parcel Number

Primary APN	`23-22-26-0115-000-13700`
Alternative APNs	`262223011500013700` `3798349`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,803 sqft Living Area
Gross Area	3,287 sqft
1st Floor Area	2,803 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	14,175 sqft (0.325 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	238 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3798349
Street Address	16548 ARROWHEAD TRL
City	CLERMONT
State	FL
Zip	34711-6218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	ARROWHEAD PHASE 3 SUB LOT 137 PB 44 PGS 60-61 ORB 6030 PG 925
Legal Range	26E
Legal Township	22S
Legal Section	23
Legal Subdivision	ARROWHEAD PHASE 3 SUB
Legal Tract	0115
Legal Lot Number	137
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2017
Census Tract	31321

Owner

16548 Arrowhead Trl is owned and occupied by two individuals who bought it in September 2022.

Source: Lake County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16548 ARROWHEAD TRL, CLERMONT, FL 34711-6218
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2022	Warranty Deed, Transfer · ARM UIF CORPORATION
Jan 31, 2020	Loan Modification, Mortgage · Conventional with PMI BLACKWELL GARY L TRUST (PT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2022 · Amount on File
Deed Sale	Sep 26, 2022 · Amount on File
Prior Sale	Aug 27, 2014 · Amount on File
Deed Document Number	2022129325
Deed Book / Page	6030 / 925
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Sep 26, 2022
Property Address	16548 ARROWHEAD TRL, CLERMONT, FL 34711-6218
Document Number	0060300925
Book / Page	6030 / 925
Map Reference	MB 44 PG 60&61
Instrument Date	Sep 16, 2022
Instrument	2022129325
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	KLEER TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,535.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1320, PORT RICHEY, FL 34673-1320

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16548 ARROWHEAD TRL, CLERMONT, FL 34711-6218
Investor	Possibly a Property Investor

Mortgage

Document Number	0006030927
Date	Sep 26, 2022
Instrument	6030/927

Lender

Name	UIF CORPORATION
Type	Non-Lending Institution

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Sep 1, 2029
Change Frequency	6 Months
Index	Other

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE FL
Property Address	16548 ARROWHEAD TRL, CLERMONT, FL 34711-6218
Document Number	0054182258
Instrument Date	Jan 31, 2020
Transaction Type	Mortgage
Record Updated	Feb 27, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	PO BOX 1320 PORT RICHEY FL 346731320, PORT RICHEY, FL 34673-1320

Mortgage

Document Number	0054182258
Date	Feb 7, 2020
Book Page	005418/002258
Instrument	16499

Lender

Name	BLACKWELL GARY L TRUST (PT)
Address	PO BOX 1085, NEW PORT RICHEY, FL 34656-1085

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	36 Months
Due	Feb 6, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 16548 Arrowhead Trl was $4,409 with a homeowner's exemption, up 2.5% from the year before.

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$325,480 (+2.9%)	$439,500 (-) Land $93,000 Building $346,500
2025	$4,409.00 (+2.53%) Homeowner's exemption	$316,310 Land $93,000 Building $223,310	$439,500 Land $93,000 Building $346,500
2024	$4,300.00 (+6.86%)
2023	$4,024.00 (-22.57%) Homeowner's exemption	$298,452 (-31.06%)	$443,422 (+2.43%) Land $73,563 Building $369,859
2022	$5,197.00	$432,913	$432,913 Land $63,054 Building $369,859

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16548 Arrowhead Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16548 Arrowhead Trl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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