16544 E 118th Dr, Commerce City, CO 80022 Property Records

Adams County property record for 16544 E 118th Dr, Commerce City, CO 80022

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,276 sqft · built 2020
Lot Size	0.099 acres (4,352 sqft)
Owner	Individual Name on Record
Last Sale	$520,000 (Jun 2025)
Tax Bill	$3,637 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R0197232`

Property Details

APN / Parcel Number

Primary APN	`R0197232`
Alternative APN	`0172305105101`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,276 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,352 sqft (0.099 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	R0197232
Street Address	16544 E 118TH DR
City	COMMERCE CITY
State	CO
Zip	80022-6281
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE VILLAGES AT BUFFALO RUN EAST FLG NO 3 AMEND NO 1 BLK 4 LOT 20
Legal Subdivision	THE VILLAGES AT BUFFALO RUN EAST
Legal Block	4
Legal Lot Number	20
Jurisdiction	ADAMS CO
Township / Civil Division	BRIGHTON
Census Block Group	1
Census Block	1009
Census Tract	8536

Owner

Source: Adams County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	16544 E 118TH DR, COMMERCE CITY, CO 80022-6281
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2022	Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF COLORADO
Jan 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage INTEREST MORTGAGE LLC
Sep 9, 2021	Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF COLORADO
Apr 30, 2021	Special Warranty Deed, Transfer · Conventional Mortgage COLTEN MORTGAGE
Sep 18, 2020	Loan Modification, Mortgage FLAGSTAR BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2025 · Amount on Record
Deed Sale	Jun 26, 2025 · Amount on Record
Prior Sale	Apr 30, 2021 · Amount on Record
Deed Document Number	2025000036978
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	16544 E 118TH DR, COMMERCE CITY, CO 80022-6281
Transaction Type	Mortgage
Record Updated	Oct 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000079717
Date	Sep 27, 2022
Instrument	2022000079717

Lender

Name	CREDIT UNION OF COLORADO
Type	Credit Union
Address	DENVER, CO 80203

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	16544 E 118TH DR, COMMERCE CITY, CO 80022-6281
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16544 E 118TH DR D326, D326, COMMERCE CITY, CO 80022-6281

Mortgage

Document Number	0000002961
Date	Jan 11, 2022
Instrument	2022000002961

Lender

Name	INTEREST MORTGAGE LLC
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	16544 E 118TH DR, COMMERCE CITY, CO 80022-6281
Transaction Type	Mortgage
Record Updated	Oct 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000107290
Date	Sep 9, 2021
Instrument	2021000107290

Lender

Name	CREDIT UNION OF COLORADO
Type	Credit Union
Address	DENVER, CO 80203

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 8, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Apr 30, 2021
Property Address	16544 E 118TH DR, COMMERCE CITY, CO 80022-6281
Document Number	0000053400
Map Reference	DOC 201900014314
Instrument Date	Apr 30, 2021
Instrument	2021000053400
Transaction Type	Transfer
Record Updated	Oct 28, 2021
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40.28
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16544 E 118TH DR, COMMERCE CITY, CO 80022-6281

Mortgage

Document Number	0000053401
Date	Apr 30, 2021
Instrument	2021000053401

Lender

Name	COLTEN MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ADAMS CO
Property Address	16544 E 118TH DR, COMMERCE CITY, CO 80022-6281
Document Number	0000094428
Instrument Date	Sep 18, 2020
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	LAND TITLE GUARANTEE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	16544 E 118TH DR COMMERCE CITY CO 800226281, COMMERCE CITY, CO 80022-6281

Mortgage

Document Number	0000094428
Date	Sep 22, 2020
Instrument	94428

Lender

Name	FLAGSTAR BK
Type	Bank
Address	8310 S VALLEY HWY # 300, ENGLEWOOD, CO 80112-5815

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Adams County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Commerce City
Unified School District	School District 27J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,637.00 (-42.12%)	$32,250 (-13.33%) Land $5,250 Building $27,000	$516,000 (-6.18%) Land $84,000 Building $432,000
2023	$6,284.00 (+3.34%)	$37,210 (+4.35%) Land $5,410 Building $31,800	$550,000 (+7.23%) Land $80,000 Building $470,000
2022	$6,081.00	$35,660 Land $9,740 Building $25,920	$512,940 Land $140,000 Building $372,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 78% of Colorado
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH ADAMS COUNTY WSD serves 75,559 people · EPA ID CO0101140
Water Source	Purchased surface water from DENVER WATER BOARD
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Aerux Broadband.

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