16541 Ridgeline Loop, Winona, TX 75792 Property Records

Smith County property record for 16541 Ridgeline Loop, Winona, TX 75792 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · built 2024
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Tax Bill	$8,336 (2025)
Deeds & Mortgages	Apr 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R224349`

Property Details

APN / Parcel Number

Primary APN	`R224349`
Alternative APN	`1-75370-0000-01-053000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Lot Dimensions	767 ft deep x 284 ft wide

Location & Zoning

Account Number	R224349
Street Address	16541 RIDGELINE LOOP
City	WINONA
State	TX
Zip	75792-6214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STAR MOUNTAIN RANCH U-1 LOT 53 2023 NEW SUBD
Legal Subdivision	STAR MOUNTAIN RANCH U-1
Legal Lot Number	53
Jurisdiction	SMITH TX
Township / Civil Division	WINONA
Census Block Group	2
Census Block	2047
Census Tract	1502

Owner

Source: Smith County records · APN R224349

Assessment roll updated March 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1104, LINDALE, TX 75771-1104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 10, 2023
Deed Sale	Apr 10, 2023
Deed Document Number	20239672
Record Updated	Sep 20, 2026

April 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	SMITH TX
Recording Date	Apr 10, 2023
Property Address	16541 RIDGELINE LOOP, WINONA, TX 75792-6214
Document Number	0001009672
Map Reference	CAB F SL 359C
Instrument Date	Apr 06, 2023
Instrument	202301009672
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	INLAND TITLE OF TEXAS LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1104, LINDALE, TX 75771-1104

Mortgage

Document Number	0001009673
Date	Apr 10, 2023
Instrument	202301009673

Lender

Name	EASTMAN CU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 01, 2043

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Adjustable	Adjustable Rate Rider
Type Change Date	May 01, 2028
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Index	1-Year CMT
Margin	3
Max Rate	11.5%

Tax Assessment & Valuation

Source: Smith County records · Assessment roll updated March 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
County	Smith County
Unified School District	Winona Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,336.00 (+315.76%) Homeowner's exemption	$605,404 (+384.3%) Land $108,614 Building $496,790	$605,404 (+384.3%) Land $108,614 Building $496,790
2024	$2,005.00 (+1.16%)
2023	$1,982.00	$125,005 Land $125,005	$125,005 Land $125,005

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Smith County (48423C), updated September 2, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 67% of the US · above 55% of Texas
Wildfire Likelihood	About 1 in 562 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.